As of 7/12/2024 we are done with these thieves. They stole $2000 from just me alone and $575 actually went to creditors, not counting what my wife has put in for hers. We got a hold of another attorney and we're going with a Chapter 13. The weight that has been lifted off our shoulders you have no id...ea. They only get 5 stars because the people don't know in the beginning and thinking it's a great idea. It's not, just stay away, they will steal from you and there's nothing you can do about it.****They are a bunch of thieves and now I'm in and screwed. $200 every two weeks and every two that go by, my dedicated account is at $0 balance. Why you may ask....... Fee after fee after fee and nothing is getting done! They did call me one day and told me they had great news, they settled one for $685 and that's at 22% of the original balance. I was extremely happy. Then there was a "but" and here it comes. They wanted $685 more on top of the $400 a month I give them. Un"f'n"believable. You seriously need to avoid the law firm and National Debt Relief. That is who they are in bed with. What a scam and I fell right into it. Shame on me. 54 months of this!!! I should have just filed bankruptcy. Same amount of time but at least I would have an extra $400 month. And this is not counting my wife is in this program to. So between the both of us we're at $800 a month. Now as of today, I'm looking at calling the bank that has my truck loan and tell them, "come pick up the truck, I can't afford it anymore." These two companies, National Debt Relief and Gitmeid & Associates have completely ruin my life. Just 8 months in and I can't even finance bubblegum. This is what it looks like after just 8 grueling months. $199 gets deposited and the same day they rip the $199 for their fees which still leaves me at $0 balance. Keep in mind that $199 is just a portion of the $800 I have to pay in some of the fees before a $15 payment actually goes to the creditor. Nothing to work with, no buffer just in case. Final warning, "STAY AWAY!!!

Stay away is all I can say. Wish there was an option for zero stars. National Debt Relief forward me to this law firm. I was better off paying minimum payments than following their advice. They ruined my credit by advising not to make any payments and ignor creditors. There were accounts in go...od standings which I gave specific instructions NOT to include but they did. Outcome was the creditors in good standings closed my accounts. Gitmey gave me the runaround stating they didn't but they did. Found out after I demanded cease and desist. Four months passed and accounts became delinquent. Funny thing after 4 months accounts were not settled. Outcome was to sell my home and pay the creditors directly in full. Do NOT believe a word they say. They will say anything to keep you as a client just to cash in on their fees.

I been on the program for a number of years now, and Gitmeid has helped me to navigate and pay off my debt. I do agree the fees are high, but it’s better than being sued by creditors without any lawyer. Yes I could have filed for Chapter 7 bankruptcy, but I chose to go this route. Gitmeid has been ve...ry transparent about everything, and they were honest with me. I was told my credit score would plummet during this program, but it eventually brings your score up by paying off debt, and creditors will start offering cards. I am not supposed to use cards while on this program, which is fine. Overall my experience has been good. I have a few credit cards left to pay but the majority of all my debt has been paid off. Gitmeid has also worked with me on switching payment schedules in my financial situation, and they have always communicated and called me when debts were negotiated.