I.t worked for me, everything they said would happen happened. Got sued by one creditor and they made that go away. Biggest complaint is that at the end it felt VERY impersonal, I just paid all my debt off and I didn't even get a call or email. If you miss a payment they'll call right away, but once ...you're done... meh Ended up having to pay the bank account service fee for if being open for 2 months even though the was absolutely no point in it being open anymore, but at least they waived their own fee...

Gitmeid has been completely transparent about everything that was going to happen to my credit score and how they were going to help with my debt. With 35k in credit card debt I can finally see the light-two of my three creditors have made deals and they are actively working on my third. I receive no... harassing phone calls or have ever been asked to appear in court. They staff are professional and courteous every time I call. They reach out every so often to see if anything has changed with my finances. My credit is starting to rebuild. This process takes time-I got myself into this mess and realize it takes time to get out of it.

I did call them a year and a half ago and I don’t regret it, it’s been hard for me to keep up with the payments but I’m working hard to be out of debt as soon as possible, they have been working hard to handle all my creditors, I have no harassment calls for creditors, no appearances in court and I h...ave six credits cards paid off by now even Discover, they charge a reasonable amount of money and I think that all the process is worth it, they have to deal with all the mess that we caused for living beyond our means.

They may convince your creditors to what you owe, but your credit will spiral into the abyss, unless it’s DISCOVER. DISCOVER WILL NOT NEGOTIATE. I have to pay DISCOVER the full amount, plus a percentage to Gitmeid PLUS my good credit, starting at over 700 is now destroyed. Big help they were. I asked... Gitmeid if my credit still takes a hit once a settlement was made. They couldn’t tell me. “We’re sorry, we don’t give advice on credit”. You can’t answer that simple question?? They don’t give a damn. If you’re in debt, they will take advantage of you and make their money. It’s kind of like declaring bankruptcy, but you’re paying money and your credit is destroyed while they claim no comment. I wouldn’t do this again. Find another way.

I am really disappointed with this company, because they keep giving me the run around and I started to wonder if they're a scam. Here I am paying them $459.00 dollars since Sept of 2018 and my debtors area constantly looking for their money. If I had know this was going to work out like this I cou...ld've continued doing it myself. I was doing fine without them, but because I wanted to paid off all my cards on a timely manner I decided to do this. I give them credit for always answering their phone and questions.