I called Gitman Law when I was totally desperate for help in July, 2017- I’m so glad I did. My total debt was $25,685.00 and I just couldn’t keep with with payments, was late on some and the high interest was keeping me from paying anything off. In September 2020 I will have all of this debt settle...d and completely paid. When I add the settlement amount and fees I found I saved $8,665.00, keep in mind the orginal debt was what I used as how much I saved- There is no interest/late fees included in this calculation so it would have been much-much more if I looked at what the “true” balance was at the settlement date. Gitman did tell me credit score would fall- and it did to the low 500’s and has slowly increased to 619 which is what my score was prior to working with Gitman. My credit score is my fault for getting myself into this situation. There were times where I missed a payment, I would then double the next payment to keep myself on track. The staff was always pleasant to speak with and informative. Personnally, my financial situation and stress changed because one payment every pay rather than figuring who I was paying and how much was no longer a thought- I actually had more money to spend for life itself. The weight lifted off my shoulders was tremendous. I did worry for the first 6 months as I didn’t see any settlement offers even though I was depositing twice a month, my balance was increasing- then after 6 months I began to receive settlement options, whew what a relief. My monthly payment was only raised one time by $40.00 for the next 18 months, I am completely ok with this as everything is settled and will be paid at the end of the 18 months. Would I ever do this again? No, I will always keep myself in check related to debt. Every time a debt was settled, then paid I feel for once in many years relief from all the stress and feeling accomplished as each debt is going away. I would recommend Gitman’s for debt relief, yes you pay fees- but you’re not paying the late charges and interest that has accumulated- someone is handling stressful calls and negotiations for you. For me it was totally worth it and I did save money- I’m rebuilding my credit and most of all the staff never once made me feel uncomfortable for putting myself in this financial situation.

18 months later and they’ve helped me clean up almost $30K worth, plus the creditors don’t call/harass me anymore. I’ve been served to appear in court with some creditors. As soon as this happens, I let the Gitmeid team know and they take it from there. I haven’t had to go to court yet, thankfulll...y. The key is to make the scheduled payments every month, and to notify them immediately of any court notices so they can handle them for you. One month at a time. Slow and steady, and I’ll be out of this soon. Yes there are fees, but with the settlements they arrange, I’m still not paying back all that I’m in debt for, even with their fees. Work hard, make the deposits. Gitmeid will get you out of debt. I’ll give them 5 stars when I’m debt free.

I was up to my eyeballs and beyond in debt from my credit cards and I didn’t know which way to turn. I found an ad on my Facebook page for Robert S. Gitmeid services. I did some research on the company and yes, there were some negative reviews as well as positive reviews, and I went with my gut feel...ings. I have been with the company for a year and two months now and within less than a year, they have been able to get two of my credit cards paid off and now they are working on the rest. The folks I have been dealing with are very polite and professional and they have been so patient with all my questions. Kudos to the staff. I want to also give kudos to Matthew the supervisor, Matt has been phenomenal and has gone out of his way to put me at ease during the program. Trust me it is very stressful going through this but Matt and the staff has been wonderful in helping me to not stress out to much. Yes, of course it does cost for the program but it is very well worth it, especially the extra $12 a month for their legal services. You have to be crazy not to take advantage of this legal service because it would cost more to get a lawyer on your own plus all the court costs, etc. Again, well worst it. Yes, I am going through a hardship right now but 3 years from now I will be debt free and will be able to live my life with a lot less stress. Thank you Robert S. Gitmeid and staff for all your hard work in helping me. It is greatly appreciated.