I'm the primary credit card holder but have my daughter also on the credit card, can I still file for bankruptcy on the CC?

The earlier answer is a good one. I would like to add however that if it is a jointly held Credit card, you can classify that card differently...

I want to file for Chapter 7 bankruptcy in NJ. I have 18k in credit card debt. I have 20k in home equity.

How long have you been living in New Jersey? That is a key question. It appears that you may have lived in NJ for less than a year, but it is not...

Chapter 7 bankruptcy fee waiver

The answer above is essentially correct. The decision on granting you a waiver of the Bankruptcy Court Filing Fee will be up to the Judge assigned...

Bankruptcy

The earlier answers provided are all great answers. I perceive the issue being an inability to repay $100k in debt over a 5 year period - a very...

When notifying the IRS or any creditor, you want to notify the IRS at the address from which they last sent you correspondence. In addition, you...

After your bankruptcy discharge the creditor holding a judgment is supposed to update the reported judgment as "discharged in bankruptcy." ...

Yours is an interesting question. There is case law in New Jersey that motor vehicle surcharges are dischargeable in a bankruptcy case. A...

Chapter 7 Bankruptcy

In New Jersey, the Bank Statements requested will vary by Trustee. Some Chapter 7 Trustees are not requiring them at all. The majority of them...

NJ, Filed Chptr 7 in 07, did not reaffirm loan. 1 year later got loan modification. Did that change my bk protection?

My colleague has given you an accurate answer. One thing to keep in mind is that there is no rush for your to leave the house if you cannot make...

Technically there is not, but a motion to reopen your case must be filed with the Court and the motion is subject to approval by the Bankruptcy...