Can my pension be garnished if I have an accident and I am at fault, my insurance paid the other driver and I am sued by her
Bruce's answer
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Answered on July 21, 2020
If your pension is directly deposited into your bank account, the bank account and whatever is in it, is subject to levy. So potentially, the...
Archived
I have filed chapter 7. I would like to keep my car. I am not behind on my payments. Can my reaffirmation be denied??
Bruce's answer
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Answered on February 28, 2019
In a Chapter 7 case to be certain that your car is not repossessed by your finance company (even if you are current on payments) you must execute a...
Archived
Do I have a case?
Bruce's answer
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Answered on January 08, 2019
My colleagues have given you good answers. By all means secure your own policy of homeowners insurance as quickly as you can! Not only are you at...
Archived
How do I respond to a foreclosure summons for home dishcharged in a chapter 7?
Bruce's answer
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Answered on September 18, 2018
Your obligation on this mortgage was discharged in your prior Chapter 13 case. The mortgage company is foreclosing to obtain clear title to the...
Archived
Bankruptcy - do I have to be included?
Bruce's answer
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Answered on September 04, 2018
A married person can file an Individual bankruptcy, as opposed to a "joint" filing where both husband and wife are declaring bankruptcy. As the...
Does National Debt Relief Program work or is it a scam?
Bruce's answer
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Answered on June 27, 2018
If their program requires you to make payments to them and when they have acquired say 40% of what you owe they will begin to settle your credit...
Archived
I have 20% equity in my home , would like to know if i can lose my house in bankruptcy Chapter 7?
Bruce's answer
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Answered on June 27, 2018
The answer to your question depends in part on how much equity $20% is. If you are the only party on your deed, you can exempt $23,675.00 in...
Does a property tax lien have an expiration date in New Jersey?
Bruce's answer
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Answered on June 20, 2018
I am going to assume that you are speaking of a real estate tax lien as you call it a "property tax lien" in your question. If you have an IRS tax...
Archived
What happens in small claims court?
Bruce's answer
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Answered on June 08, 2018
Your friend owes the towing company fees for towing as well as storage. They should be successful in their suit against him/her. If he/she was...
Archived
Can a debt collector still collect debts while on Bankruptcy in NJ?
Bruce's answer
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Answered on June 08, 2018
It is a violation of the bankruptcy stay to levy a debtor's account post bankruptcy case filing. If your mother has an attorney, then a Motion for...
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