Archived
We are beeing summent for an old credit card debt with chase,it has been bought up by Midlandfunding whom engaged pressler and
Bruce's answer
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Answered on November 06, 2012
You are being sued (I think that is what you were trying to say) by Pressler and Pressler on behalf of Midland Funding. Pressler and Pressler are...
Archived
In NJ can I do harp refinance with my current lender on home mortgage if the mortgage was not reaffirmed after chapter 7. I
Bruce's answer
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Answered on October 27, 2012
Even if you did not reaffirm your mortgage during your chapter 7 case, you are not prohibited by the bankruptcy code from obtaining a modification...
Archived
I am a co-signer on a student loan. For the last couple of years I have paid $500 monthly amounts to keep the loans from going d
Bruce's answer
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Answered on October 25, 2012
Student loan law is a very complex area of the law. There are various types of student loans, both federal, state and private and various...
Archived
Minute of Hearing Held, OUTCOME: RESERVED. (related document:523 Correspondence re: Notice of Motion filed by Syed M. Hussain.
Bruce's answer
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Answered on October 24, 2012
When Pacer says that the out come of a hearing was "outcome reserved" it means that the Judge's decision has not been rendered yet. Once the Judge...
Archived
How and when can i expect to receive a refund of garnished wages for credit card bills after filling chapter 13 bankruptcy?
Bruce's answer
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Answered on October 19, 2012
You will not receive an automatic refund of monies garnished in the 90 days prior to the filing of your petition. The monies garnished in the 90...
Archived
Im waiting for a fee waiver for bankruptcy can i still be evicted while waiting
Bruce's answer
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Answered on October 18, 2012
Much more detail is required to properly answer your question. There are many exceptions from the automatic stay that were established under the...
Archived
Payroll Tax Debts
Bruce's answer
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Answered on October 14, 2012
The previous advice given is good advice. Trust fund taxes 940/941 are not dischargeable in bankruptcy. The amount of tax owed and your ability...
Archived
My husband and I received a Chapter 7 discharge 2 years ago. We have just been approved for a HAMP mtge. loan modification.
Bruce's answer
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Answered on September 28, 2012
Your obligations on your mortgage were discharged in your Chapter 7 case if you did not reaffirm the mortgage during the case. A reaffirmation...
Undeliverable bankruptcy notice to creditor.
Bruce's answer
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Answered on September 25, 2012
The undeliverable bankruptcy notice intended for one of your creditors was returned to you by the Court under the premise that you would be the one...
Archived
Chapter 7 Bankruptcy fee waiver hearing in NJ
Bruce's answer
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Answered on September 23, 2012
Call your Judge's Chambers to see how you will be required to appear, in person, by telephone or not at all. Appear in person if possible. I...
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