Archived
My chapter 7 bankruptcy was just discharged my lawyer did not include my second mortgage in the filing could it be filed again
Bruce's answer
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Answered on August 29, 2012
Are you certain that it was not included? I say that in as much as the Trustee would have recognized some equity in a home worth $250,000.00 with...
Archived
Bankruptcy Chapter 7
Bruce's answer
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Answered on August 27, 2012
My colleagues have all provided solid answers to your question. The bank has violated the discharge injunction that prevents creditors from...
Archived
Unlisted debt on bankruptcy
Bruce's answer
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Answered on August 23, 2012
A crucial detail is missing from your question. Is your chapter 7 case still active or have you received your discharge? If your case is active,...
Archived
My landlord filed for eviction for non payment. If I file bankruptcy in NJ is it true that.....
Bruce's answer
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Answered on August 20, 2012
When you are in arrears on your residential lease and you wish to remain in the property and cure your rent arrears, it is important that you move...
Archived
Is it required to send a copy of my state ID with my bankruptcy chapter 7 petition?
Bruce's answer
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Answered on August 17, 2012
No, but you will need to appear at "the meeting of the creditors" with a state issued picture ID as well as proof of your social security number...
How do I vacate a judgment after bankruptcy in NJ? How does the process work?
Bruce's answer
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Answered on August 16, 2012
If a motion to vacate the judgement was not made during the bankruptcy case in the bankruptcy court, it must be made in the state court. The...
Do banks usually freeze the checking accounts of people who file for bankruptcy??
Bruce's answer
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Answered on August 09, 2012
Our experience with regard to the freezing of bank accounts by banks has been that Wells Fargo Bank will freeze a debtor's bank account upon the...
Archived
How much is the current filing fee for chapter 7 bankruptcy?
Bruce's answer
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Answered on August 05, 2012
306 dollars is the current filing fee for a chapter7 case.
Should i file for bankruptcy or should i just ignore all judgments and debts? I have no assets and little income.
Bruce's answer
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Answered on August 04, 2012
I agree with the answer already given to this question. However, if you are effectively "judgment proof," i.e., no one can collect a judgment...
Archived
Thinking chapter 7
Bruce's answer
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Answered on July 24, 2012
In a chapter 7 case you are in effect asking the Bankruptcy Court (the Trustee actually) to take your assets, sell them and pay your creditor with...
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