Barry Scott Miller

I hired Barry because a creditor took action to garnish my wages for an old debt. The creditor had sued me in another state using an old address so I was unaware of this until the garnishment notification. Barry negotiated a debt of $17K down to $4K and got the creditor to stop pursuing action agains...t me in both states. We communicated via email and phone calls and he was great to work with. I never felt I was getting a lesser experience because I didn't meet with him in person. Barry's super smart and a really good communicator. Great lawyer!

Barry and Jodi Miller negotiated a settlement for an AMEX credit card in the range of $35,000 and saved me thousands of dollars in unnecessary interest and fees, reduced the total amount of principal owed and increased the amount of time I had to pay the balance of the card. I called Barry Miller a ...day before the legal financial complaint against me from American Express was to convert into a Supreme Court Lawsuit. Barry was able to prevent a Judgement against me by negotiating a settlement that included an extended payment plan, reduction of principal and interest along with a positive credit outcome. My credit was 640 in March of 2016 and now it is 750 in June of 2016. Barry incorporated a stipulation in the settlement that would make the creditors retract any negative credit reporting. Not only did my credit increase but Amex sent me a new Corporate Card as if this account was never compromised.

I hired Barry Miller to assist me in a credit card debt settlement. I paid him $1500 upfront. Before he had all the information, he led me to believe he could settle it for $10K. Months later, it was settled for over $13K. At times I felt he was working more towards the collector's interest as he... kept trying to get me to pay them a large sum of money upfront or obtain a bank loan. He knew I was on a fixed income and did not have this type of money at my disposal. That is what makes me rate him the way that I did.

I was being harassed by my creditors. One of the creditors was attempting to garnish my pay. I went to Barry Miller to find out what my options were. He first and foremost stopped the garnishment. He then stopped the harassment. He then had my bankruptcy approved to give me some financial stability.... With his help I have now been able to reestablish my credit and become financially stable again.

Let me start by saying I never write reviews; I expect good service from people i pay for it. That said, I fought Chase Bank for over 2 years - and was threatened and harassed til wits' end- until I got Barry involved. First off, he was able to explain what was going on, talked me out of bankruptc...y (by explaining what my options were and what their consequences would be) and did a lot of hand-holding for my wife and me. More importantly, within six weeks of his getting involved, Chase's whole tenor changed. The calls stopped coming, the letters stopped coming, and they assigned me a specialist and offered me a refinance package with 6 weeks! Did it cost money? Yes. But I would gladly have paid more, just to get the *%#**^%!!! bank off of me. Calculating in the terms of the refinance, I have saved a lot of money. My only regret is that I didn't call him earlier.