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Joshua R.I. Cohen

Consumer protection Attorney at Saint Albans, VT

4.9   658 reviews

also known as Cohen Consumer Law

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  • State Years
    Vermont - VT 9 years
    Connecticut - CT 15 years
  • Licensed for 9 years
    State VT
    Acquired 2014
    Status
    Active No misconduct found
  • Licensed for 15 years
    State CT
    Acquired 2008
    Status
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

Outstandingly knowledgeable and helpful
L. Max
This review is from a potential client who consulted with this attorney.
Consulted Attorney
The Mystery of Student Loans
Shana
This review is from a person who hired this attorney.
Hired Attorney
Read more reviews

About Joshua

Learn Joshua’s areas of practice.

2
Practice areas
  1. Consumer protection
    85%
    Student Loan issues, including getting out of default, finding affordable repayment plans, defending collection lawsuits, and bringing lawsuits under the FDCPA, FCRA, and other consumer protection laws.

  2. Bankruptcy and debt
    15%
    Student Loan Discharge via Bankruptcy

    15 years

I am The Student Loan Lawyer. 100% of my practice is dedicated to student loan law. No matter what your circumstances are, if you have an issue with your student loans, I can assist. If you're in default and trying to get out or simply trying to avoid default, I can assist. Want to know your rights, I can assist.  Wondering if a debt colletor is telling you the truth about consequences of default or how to cure the default, I can assist.

Bankruptcy doesn't always help, but even there I can let you know. Maybe you qualify to have your student loans discharged. I'll tell you what I think your odds are and I might even take your case.

Talking to me gets you three things: clarity, control, and confidence.

Remember, you went to school to live, you don't live to pay your loans.

Photos and videos

Photos and videos

Contact Joshua

Cohen Consumer Law
PO Box 1040
Saint Albans, VT, 05478
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Reviews

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4.9 / 5.0
  658 customer reviews
5 Star
 
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Posted by L. Max | December 8, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Outstandingly knowledgeable and helpful
Joshua is a true expert in navigating and explaining the complexities of student loan forgiveness. A little advice rendered timely went a long, long way.
Posted by Shana | December 7, 2023
This review is from a person who hired this attorney.
| Hired Attorney
The Mystery of Student Loans
Attorney Cohen was easy to contact in person, his review helped me understand why there was a discrepancy but how to handle it. He was on point, and thorough.
Posted by Laura | December 6, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Perfect!
After dealing with student loans for years, I became frustrated with the entire system and unsure if I was proceeding correctly. I spoke with Joshua and he talked me through the process, clarified and assured me the steps I was taking are correct. I feel secure in knowing that I am doing what is needed to take care of these loans. I appreciate his knowledge!!
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Posted by Jodi | December 4, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Terrific Attorney
I didn't know what to expect from an online evaluation and a phone consultation, but to my surprised, I was more than pleasantly surprised and MOST grateful. I couldn't see hope or any way that I would be able to manage my student loans and my parent plus loans on a single income and he explained the steps that I can take to make it feasible. I would HIGHLY reccomend him. I will be hiring him for the next steps.
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Posted by Michelle | November 15, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Very Informative
Josh reviewed my student loan profile and helped me navigate the proper repayment option. This dramatically reduced my payments making them manageable without negative consequences. He also directed me where to successfully make complaints and the lack of response from my student loan company on important time sensitive issues.
Posted by Nicholas | November 10, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Happy customer
Attorney Cohen was absolutely wonderful. He was quick to respond to my inquiries and communications and provided helpful information. Attorney Cohen was also patient and thorough in walking me through all of my student loan questions. Very satisfied!
Posted by Mandy | November 9, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Breath of fresh air
Joshua explained in detail what options I have or will have for my student loan debt. Hearing the information on the consultation call relieved a lot of stress I was having regarding my loans. I like that the consultation is recorded, emailed to you so you can go back and listen to it as many times as you would like.
Posted by Clarissa | November 3, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Compassionate lawyer
I was really pleased with Atty Joshua Cohen. I filled out the intake form and he said he could help to most likely get my student loans forgiven if done by the end of the year (2023). He has great enthusiasm and a helpful attitude and his assistant Crystal was helpful, too. I'm so glad I got the free analysis and got the 1/2 hour phone appointment. I definitely recommend Joshua!
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Posted by Tracey | November 1, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Student Loan Consult
Joshua and I scheduled a consultation after an initial review of loans that I took out for my son's undergrad degree. He discussed all possible repayment options and explained how each would impact my loans. He also gave me the option to proceed on my own or offered to complete paperwork for me for a fee. In addition, he recorded the meeting so I could review later with my spouse so we could make a decision together. I'm really happy that I found Mr Joshua Cohen through a local attorney. He lowered my stress level exponentially. Highly recommend.
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Posted by Amy | October 24, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Well worth the consultation
In 10 minutes, Joshua explained what I needed to do to solve my student loan problems. The entire process took less than 30 minutes, and I feel so relieved. Thank you so much, Joshua
Posted by Cait | October 20, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Life changing!
I just had a consult with attorney Cohen and it was some of the best money we’ve ever spent! He greatly helped me understand my student loan situation and gave me options and guidance on moving forward. My monthly loan repayment amount will greatly decrease as a result of this call. Honestly it was life changing and worth every penny. Thank you again so much!!
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Posted by anonymous | October 20, 2023
This review is from a person who hired this attorney.
| Hired Attorney
student loan BK
Josh was prepared with a cogent analysis and a viable strategy and plan of action. He is an advocate.
Posted by Joseph | October 20, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Very knowledgable but greater, experienced!
Joshua and his services took all the guesswork and confusion of what my options were and how government student loans work. He is deliberate in his approach and for myself a man of many words, he eased my anxiety by anticipating answers that cut to the heart of the matter. Thanks Josh for saving me cash!
Posted by anonymous | October 19, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very Informative
Joshua took time to explain answers to all of our questions and helped us to understand what to expect ahead. He also is available to answer any of our additional questions that arise as we work through our situation.
Posted by Nathan | October 17, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Better Call Joshua
What I like about Joshua is that he can move the conversation along as fast or as slow as you need it to go. If you are setting up a time for a consult, be ready to answer a few questions and get a lot of answers you have been looking for.
Posted by Joseph | October 17, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Review Student Loan
Attorney was educated and answered all my questions regarding student loans competently.
Posted by Sean | October 17, 2023
This review is from a person who hired this attorney.
| Hired Attorney
A Wonderful Experience
Mr. Cohen was informative, knowledgeable, and personable. He has made a significant positive impact on my life and future and I am very grateful.
Posted by Ryan | October 13, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Great call
I've been trying to get the information for months through the usual channels and was given the runaround. Joshua was able to provide all the answers to my questions on the 30-minute call.
Posted by Ryan | October 12, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Great Student Loan Knowledge
Attorney Cohen was great to speak with. I had some questions about what to do regarding my student loans, but with his knowledge and help, I now have a good plan going forward. His portal, appointment set up, and his team all made the process extremely easy. I would highly recommend his services.
Posted by Jonathan | October 5, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Excellent Experience
Mr. Cohen came well prepared for our meeting. He obviously put a lot of time and effort into researching my specific circumstances and answered many of my questions before I even asked them. Having a recording emailed to me afterwards afforded me the opportunity to fully focus on the conversation, instead of taking a bunch of handwritten notes. I appreciate the sound advice provided, it was 100% worth the price paid.
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Cost

Rates
  • Hourly Rates $ 200-500 per hour
  • Contingency 33%-50%
  • Pro bono 5 %
  • Retainer Sometimes
Payment methods
Cash, Check, Credit Card

Resume

AVVO RATING 9.0 (Superb)

Work Experience

  • Law Clerk
  • Consumer Law Group
  • 2006 - 2008

Education

  • Quinnipiac University School of Law
  • JD - Juris Doctor
  • 2007
  • University of Phoenix
  • MBA
  • 2002
  • Brandeis University
  • BA - Bachelor of Arts
  • 1996

Associations

  • Vermont Bar Association
  • Member
  • 2013 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2012 - Present
  • National Association of Consumer Advocates
  • Member
  • 2008 - Present
  • Connecticut Bar Association
  • Member
  • 2008 - Present
View all associations

Languages Spoken

  • English

Publications

View all publications

Speaking Engagements

  • National Association of Consumer Bankruptcy Attorneys
  • Student Loans and Bankrupcy
  • 2015
  • National Association of Consumer Bankruptcy Attorneys
  • Student Loans and Bankrupcy
  • 2013
  • NACBA Annual Convention
  • Student Loans and Bankruptcy
  • 2012
  • Connecticut Bar Association CLE Course
  • Student Loan Law Overview
  • 2012
  • NCLC Consumer Rights Ligiation Conference
  • Student Loan Law & FDCPA Actions
  • 2011
  • NACA Webinar
  • Student Loan Law Overview
  • 2011
  • Connecticut Bar Association CLE Course
  • Student Loan Law Overview
  • 2011
View all speaking engagements

Attorney endorsements

Received (17)
Given (4)
Endorse Joshua
James Anthony Michel headshot
James Michel
Consumer protection Attorney | Nov 18
Relationship: Fellow lawyer in community
"I attended Josh's Student Loan Lawyer Workshop and I recommend it for other attorneys. I endorse Joshua's services as a consumer protection and bankruptcy attorney."
Cynthia R. Ravosa headshot
Cynthia Ravosa
Consumer protection Attorney | May 23
Relationship: Fellow lawyer in community
"I endorse this lawyer.Joshua Cohen is by far one of the most knowledgeable persons that I have come across in the area of student loans. I have been fortunate enough to attend his lectures at National Association of Consumer Bankruptcy Attorneys Conferences where it is clear that his grasp of student loans, the options and solutions is at an expert level. Joshua is very responsive and has a great personality that fits well with helping people who are having issues with their student loans. I would highly recommend Joshua."
Kyle Barella headshot
Kyle Barella
Consumer protection Attorney | Aug 21
Relationship: Fellow lawyer in community
"Joshua is an extremely skilled attorney and an expert in his field of practice. I endorse this lawyer and would be happy to refer any potential clients requiring his assistance."
Ian Dipak Chowdhury headshot
Ian Chowdhury
Debt collection Attorney | Mar 28
Relationship: Fellow lawyer in community
"Joshua is a smart lawyer who cares deeply about his niche, and to great the benefit of his clients and consumers everywhere. I endorse this lawyer."
Jeffrey Phillip Mathias headshot
Jeffrey Mathias
Unknown Attorney | Feb 14
Relationship: Fellow lawyer in community
"Josh is the go to guy for bankruptcy attorney across the country who need help with student loan issues. He teaches us how to handle our student loan matters and is a great resource when we run in to tough issues. I recommend Josh to anyone with student loan issues!"
John Thomas Black headshot
John Black
Debt settlement Attorney | Aug 22
Relationship: Worked together on matter
"I endorse attorney Joshua Cohen. He is a nationally recognized expert in student loan law. I've attended his Student Loan Law Boot camp, I've attended legal conferences at which he spoke, and I've worked with him on student loan cases. He really knows his stuff, he's a tough and practical lawyer, and his heart's in the right place. You can't go wrong with Joshua Cohen on your student loan case."
Gregory Thomas Artim headshot
Gregory Artim
Education Attorney | Apr 22
Relationship: Fellow lawyer in community
"Josh is probably the pre-eminent student loan lawyer in the country. He has made a career based upon helping students solve their student loan issues. The great thing about Josh is that he is willing to share his knowledge with other consumer attorneys. If I have a student loan question, Josh is the source that I turn to for answers."
Victor R. Wandres headshot
Victor Wandres
Bankruptcy and debt Attorney | Mar 26
Relationship: Fellow lawyer in community
"Josh is quickly becoming one of the nation's top experts in student loan law. Whenever I have a student loan question, he's the first one I call!"
Ronald Joseph Kim headshot
Ronald Kim
Debt collection Attorney | Feb 23
Relationship: Fellow lawyer in community
"I endorse this lawyer."
John R. Cantrell Jr. headshot
John Cantrell
Debt and lending agreements Attorney | Feb 05
Relationship: Fellow lawyer in community
"Josh has a national reputation in the field of student loan law. His seminars on that topic have been helpful and informative. He provides a breath of fresh air regarding strategies to deal with loans that are highly protected from being challenged, yet he has managed to find a way to get it done."
Mark Daniel Colson headshot
Mark Colson
Debt collection Attorney | Nov 27
Relationship: Fellow lawyer in community
"I endorse this lawyer's work - I have known Atty Cohen since we were law school classmates. His reputation and his dedication to clients is second to none."
Michael Stephen Agruss headshot
Michael Agruss
Debt collection Attorney | May 08
Relationship: Fellow lawyer in community
"I endorse Joshua Cohen. Joshua focuses his career on helping people with student loans. The student loan epidemic is at an all-time high right now. Thankfully, there are lawyers out there, like Joshua, that help people with their mounting student debt. Joshua also spends time giving free legal advice on Avvo, which is commendable."
Pamela L. Stewart headshot
Pamela Stewart
Bankruptcy and debt Attorney | May 07
Relationship: Fellow lawyer in community
"I endorse this lawyer. Joshua is the go-to attorney on student loan debt. I attended his first student loan bootcamp and was totally impressed by him and his knowledge of student loan law - so much so that I requested NACBA (National Association of Consumer Bankruptcy Attorneys) to invite him to speak at our 20th Annual Convention in San Antonio last month. As a NACBA board member, I was able to review the evaluations from the conference and Josh was a HUGE hit. If I needed someone to help me with a student loan problem - Josh is the first person I would call! If you are considering attending one of his boot camps - don't think twice - just go! You won't regret it."
Adam Scott Minsky headshot
Adam Minsky
Debt collection Attorney | May 07
Relationship: Fellow lawyer in community
"Joshua Cohen is an experienced and thoroughly knowledgeable attorney when it comes to student loans and other debt issues. He is a zealous advocate for his clients, and as one of the few other attorneys in the country specializing in student loans, I do not hesitate in referring people his way."
Kathryn Ursula Tokarska headshot
Kathryn Tokarska
Debt and lending agreements Attorney | Aug 30
Relationship: Fellow lawyer in community
"I endorse this lawyer. Joshua is knowledgeable and passionate about the student debt."
Sarah Poriss headshot
Sarah Poriss
Debt collection Attorney | Dec 11
Relationship: Fellow lawyer in community
"Joshua Cohen is the only laywer I know who has any knowledge of student loan law- and this has been invaluable to the clients I have referred to him for advice on how to handle student loan repayment. He knows about all the programs out there to get people out of default and back in repayment- even knows how to get your "payment" down to $0 and get you out of default! How great is that?!?!"
Daniel S Blinn headshot
Daniel Blinn
Debt and lending agreements Attorney | Feb 26
Relationship: Worked together on matter
"Josh is an extremely bright attorney who is particularly knowledgeable in the area of student loan and debt collection defense and debt collection practices.."
View more endorsements
James Anthony Michel headshot
James Michel
Bankruptcy and debt
Adam Scott Minsky headshot
Adam Minsky
Debt and lending agreements
Sarah Poriss headshot
Sarah Poriss
Debt collection
Daniel S Blinn headshot
Daniel Blinn
Litigation
Saint Albans Consumer protection Lawyer Joshua R.I. Cohen
Joshua R.I. Cohen
Consumer protection Attorney
Saint Albans, VT
Licensed for 15 years
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