Attorney Joshua Cohen was extremely knowledgeable in all areas of private and federal student loans. He advised me on my situation and provided several options. I was very pleased with our discussion and will definitely recommend Attorney Cohen to anyone in need of a student loan attorney.
Student Loan issues, including getting out of default, finding affordable repayment plans, defending collection lawsuits, and bringing lawsuits under the FDCPA, FCRA, and other consumer protection laws.
I am The Student Loan Lawyer. 100% of my practice is dedicated to student loan law. No matter what your circumstances are, if you have an issue with your student loans, I can assist. If you're in default and trying to get out or simply trying to avoid default, I can assist. Want to know your rights, I can assist. Wondering if a debt colletor is telling you the truth about consequences of default or how to cure the default, I can assist.
Bankruptcy doesn't always help, but even there I can let you know. Maybe you qualify to have your student loans discharged. I'll tell you what I think your odds are and I might even take your case.
Talking to me gets you three things: clarity, control, and confidence.
Remember, you went to school to live, you don't live to pay your loans.
This review is from a person who hired this attorney.
| Hired Attorney
Angela
Attorney Joshua Cohen was extremely knowledgeable in all areas of private and federal student loans. He advised me on my situation and provided several options. I was very pleased with our discussion and will definitely recommend Attorney Cohen to anyone in need of a student loan attorney.
Posted by Michael | March 18, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very Insightful
Great experience. Joshua was very insightful, focused and direct. Provided a concise process to follow. Definitely recommend a consult with Joshua!
Posted by anonymous | March 14, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Student Loan Expertise
The office is efficient and responsive, and the attorney has expertise in this area.
Posted by Kristen | March 14, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
INFORMATIVE AND HELPFUL
I had a 30 min phone consult with Josh Cohen. He assisted me with options in dealing with my super inflated student loan. I thought I had no options until our consultation. Totally worth the time and money. Wish I would have found him sooner.
Posted by Nick | March 9, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Client - consulting
I am so glad I found Mr. Joshua Cohen's website, my consultation with him gave me invaluable information about my student loan case and situation. I've spent months trying to sort through information about student loans and bankruptcy online, and in 30 minutes Mr. Cohen was able to clearly outline my situation to me, chart a path forward, and answer all my questions. I feel more confident moving forward and taking the first steps to get out of my horrible student loan situation now. I plan to use Mr. Cohen's consultations throughout the process and would recommend anyone in a dire student loan situation reach out to him ASAP. Thank you very much.
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Posted by anonymous | March 9, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Learned So Much!
My lawyer really gave me the real deal on various ways for me to reduce my student loan debts. He debunked some common misconceptions and presented some realistic solutions in relation to my debt. I feel very hopeful.
Posted by anonymous | March 8, 2023
This review is from a person who hired this attorney.
| Hired Attorney
So Happy I Found Joshua!
I consulted with Joshua to discuss my student loans that have been a source of stress for over a decade. Joshua was very informative about the student loan repayment process. He provided me with options as to how I can best pay off my student loans. I have a plan and I could not be happier. I hired Joshua to assist me in preparing the necessary paperwork to consolidate my student loans. Thank you Joshua!!!
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Posted by DOUG | March 5, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
STUDENT LOAN REPAYMENT ANALYSIS
Mr. Cohen helped us understand options for my son to repay his high 5 figure private & government student loan balance. His current situation does not permit him to pay his living expenses and the monthly payments requested of him by the lenders. Mr. Cohen clearly and concisely explained his options and gave us the suggestions to properly fill out the applications. He is also available for follow-up questions to help in the process. We highly recommend his services.
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Posted by MikeT | March 3, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very helpful, very informative
Josh called and put my fears at ease. He gave great advise and options for me. If needed I will hire him to represent me that's for sure! Thanks Josh.
Posted by Lara | February 14, 2023
This review is from a person who hired this attorney.
| Hired Attorney
So glad I found Joshua
I had a 30 minute call with Josh today, and came away pleasantly surprised. Actually… I’m quite excited that I have options on a student loan that has been a complete nightmare for about 20 years. I’ll have him help me for a long time, until the loan is gone. He was very knowledgeable, and I would recommend at least a call with him if you are struggling with navigating student loan debt.
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Posted by Laurence | January 25, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
student loan advice
Atty. Cohen answered all my questions and provided solid advice regarding my student loans and best path forward for repayment and forgiveness. I was particularly pleased to learn that I only have 9 more years of payments when I thought that I would have to pay for another 13 years. Thank you Atty. Cohen, and thank you President Biden for helping working people by reducing the amount and time period for student loan repayments.
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Posted by Doug | January 17, 2023
This review is from a person who hired this attorney.
| Hired Attorney
31 year old student loan shown the grave.
Joshua was very helpful, his follow-up was done quickly and thoroughly and he was very excited for me about the solution he had for my 31 year old student loan. It was great working with him.
After reviewing my loan data that allowed him to see all relevant dates including initial dates of loans, potential consolidations, forbearances, delinquencies, etc., he assured me I was never in default and was eligible for a full loan discharge because of the length of my loan, which included loans related to a graduate program.
He layed out what I had to do (consolidate my loan with the Federal Government) and provided 3 ways for me to do this and he very knowledgably explained the value and faults in each approach. He later provided all the information and links I need to make my decisions and or arrange for the consolidation myself if I wanted to do this on my own.
He also reviewed for me what my self employment income based repayment might have been If I'd been provided a way to present just my income off my joint taxes with my wife.
Finally he suggested a time frame for all of this to be done. A suggestion only as there is no transparency in timing on some of the process at the Department of Education. He then assured me he would be there for any questions or problems as this process goes forward.
After our meeting, I had several questions, which he handled one after the other very quickly and thoroughly.
I look forward to working with him, if needed, as this process goes forward. This so far appears to be the best $200 I've ever spent.
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Posted by Dale | January 11, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Sallie Mae Advice
Mr. Cohen was very knowledgeable on alternatives for me to decide upon. Not only one approach but 3 different alternatives. The advice he gave me has given me a plan which gives me a better piece of mind for my future. I know this will be a long road but I feel better equipped to fight the long fight.
Posted by Sondip | January 11, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
An excellent lawyer!
Attoeney Cohen was remarkable. He is knowlegable, diligent, and, most importantly, someone who cares about your case. He has principles and believes in justice - his mission is guided by his values and principles. An excellent experience. Following our meeting, I realized that my loan situation was less complicated than I though and got enormous peace of mind. Keep up the good work Mr. Cohen!
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Posted by Cara | January 10, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Excellent advice
I had Joshua analyze my situation and give me advice regarding the best way to proceed with my student loans and forgiveness. His instructions were clear and on point, he provided easy to understand instructions, and he was very personable. I would absolutely recommend him to others.
Posted by Michael | January 4, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very Knowledgeable and extremely helpful
Not only did Attorney Cohen answer all our questions, he recommended quick and easy resolutions to our student aid problems. He was fantastic!
Posted by Chiquita | December 29, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
CMaria Manning
Speaking with Joshua on 12/16/22 was very informative. I'm currently attempting to review my options on the best direction to move forward with addressing the forbearance steering practices which added to loan balance pushing me further in debt.
Joshua provided much needed advice on how to deal with my balance that has been caused by Navient's harmful conduct. I'm currently reviewing the material provided by Joshua after my student loan analysis. I pray I'm able to settle this matter within an appropriate timeframe. Thank you for your assistance, Joshua.
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Posted by anonymous | December 27, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Super informative
I had a consult to discuss the best way to manage my loans. Josh was so clear, easy to talk to, non- judgmental. I found it to be so helpful and it also relieved a lot of the stress I have been carrying about managing my loans. Highly Recommended! I will certainly hire him in the future if the need arises.
Posted by David | December 20, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Highly Recommend
Josh is a consummate professional. His deep expertise navigating the student finance landscape is obvious. I am an experienced finance attorney and his advice has been invaluable. Top shelf.
Posted by anonymous | December 16, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
knowledgeable and neutral
Sometimes I worry that people will judge me harshly because I have over $150k in student loan debt and make less than $60k in salary. It was really refreshing to talk with Mr. Cohen about my student loan situation and get clear about how the loans and servicers differ from one another, as well as about my rights and options as I figure out how to navigate those loans and move forward. Not only was he extremely knowledgeable about the student loan landscape, but he was neutral about my situation and never made me feel judged or pressured. He answered my questions, listened to my comments and concerns, and gave me clear steps for moving forward in my personal situation. I thoroughly enjoyed talking with him (imagine that!) and will readily hire him if I find myself needing more hands-on legal representation.
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Consumer protection Attorney | Nov 18
Relationship: Fellow lawyer in community
"I attended Josh's Student Loan Lawyer Workshop and I recommend it for other attorneys. I endorse Joshua's services as a consumer protection and bankruptcy attorney."
Consumer protection Attorney | May 23
Relationship: Fellow lawyer in community
"I endorse this lawyer.Joshua Cohen is by far one of the most knowledgeable persons that I have come across in the area of student loans. I have been fortunate enough to attend his lectures at National Association of Consumer Bankruptcy Attorneys Conferences where it is clear that his grasp of student loans, the options and solutions is at an expert level. Joshua is very responsive and has a great personality that fits well with helping people who are having issues with their student loans. I would highly recommend Joshua."
Consumer protection Attorney | Aug 21
Relationship: Fellow lawyer in community
"Joshua is an extremely skilled attorney and an expert in his field of practice. I endorse this lawyer and would be happy to refer any potential clients requiring his assistance."
Unknown Attorney | Feb 14
Relationship: Fellow lawyer in community
"Josh is the go to guy for bankruptcy attorney across the country who need help with student loan issues. He teaches us how to handle our student loan matters and is a great resource when we run in to tough issues. I recommend Josh to anyone with student loan issues!"
Debt settlement Attorney | Aug 22
Relationship: Worked together on matter
"I endorse attorney Joshua Cohen. He is a nationally recognized expert in student loan law. I've attended his Student Loan Law Boot camp, I've attended legal conferences at which he spoke, and I've worked with him on student loan cases. He really knows his stuff, he's a tough and practical lawyer, and his heart's in the right place. You can't go wrong with Joshua Cohen on your student loan case."
Education Attorney | Apr 22
Relationship: Fellow lawyer in community
"Josh is probably the pre-eminent student loan lawyer in the country. He has made a career based upon helping students solve their student loan issues. The great thing about Josh is that he is willing to share his knowledge with other consumer attorneys. If I have a student loan question, Josh is the source that I turn to for answers."
Debt and lending agreements Attorney | Feb 05
Relationship: Fellow lawyer in community
"Josh has a national reputation in the field of student loan law. His seminars on that topic have been helpful and informative. He provides a breath of fresh air regarding strategies to deal with loans that are highly protected from being challenged, yet he has managed to find a way to get it done."
Debt collection Attorney | Nov 27
Relationship: Fellow lawyer in community
"I endorse this lawyer's work - I have known Atty Cohen since we were law school classmates. His reputation and his dedication to clients is second to none."
Debt collection Attorney | May 08
Relationship: Fellow lawyer in community
"I endorse Joshua Cohen. Joshua focuses his career on helping people with student loans. The student loan epidemic is at an all-time high right now. Thankfully, there are lawyers out there, like Joshua, that help people with their mounting student debt. Joshua also spends time giving free legal advice on Avvo, which is commendable."
Bankruptcy and debt Attorney | May 07
Relationship: Fellow lawyer in community
"I endorse this lawyer. Joshua is the go-to attorney on student loan debt. I attended his first student loan bootcamp and was totally impressed by him and his knowledge of student loan law - so much so that I requested NACBA (National Association of Consumer Bankruptcy Attorneys) to invite him to speak at our 20th Annual Convention in San Antonio last month. As a NACBA board member, I was able to review the evaluations from the conference and Josh was a HUGE hit. If I needed someone to help me with a student loan problem - Josh is the first person I would call! If you are considering attending one of his boot camps - don't think twice - just go! You won't regret it."
Debt collection Attorney | May 07
Relationship: Fellow lawyer in community
"Joshua Cohen is an experienced and thoroughly knowledgeable attorney when it comes to student loans and other debt issues. He is a zealous advocate for his clients, and as one of the few other attorneys in the country specializing in student loans, I do not hesitate in referring people his way."
Debt collection Attorney | Dec 11
Relationship: Fellow lawyer in community
"Joshua Cohen is the only laywer I know who has any knowledge of student loan law- and this has been invaluable to the clients I have referred to him for advice on how to handle student loan repayment. He knows about all the programs out there to get people out of default and back in repayment- even knows how to get your "payment" down to $0 and get you out of default! How great is that?!?!"
Debt and lending agreements Attorney | Feb 26
Relationship: Worked together on matter
"Josh is an extremely bright attorney who is particularly knowledgeable in the area of student loan and debt collection defense and debt collection practices.."