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Cynthia R. Ravosa

Bankruptcy and debt Attorney at Natick, MA

5.0   61 reviews
  • Licensed for 7 years
    State MA
    Acquired 2016
    Status
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Cynthia

Learn Cynthia’s areas of practice.

At the firm I work for our motto is We Listen. We Act. We Solve Problems, that is what I do every day, listen to our clients to be able to understand their problems, coming up with the best solution for that particular client and help them in the most efficient, effective and least costly way to implement a solution. 

 

When clients use our services we are not just filling out paperwork, we are looking at each person as an individual and figuring out how best we can help them to get back on their feet. I have helped hundreds of people stop foreclosure, save their homes, obtain reduced interest on their mortgages, strip off second mortgages, eliminate credit card, medical, personal loans, past due utilities, sometimes income taxes and most importantly re-budget. You can be in any income category and still need to  re-evaluate and reassess your financial position.

 

We have helped many businesses restructure their finances to be able to stay in business or file Bankruptcy to wind down their business.

My focus is Consumer and Business law specifically: Consumer and Business Bankruptcy, Debt Settlement, FDCPA, FCRA and assisting clients with options with Student Loans payments. In our firm each person focuses on one or two areas of the law, so that they know that area of the law well. Our Attorneys and myself attend M.C.L.E's, programs at the Boston Bar, conferences, seminars, participate in listserv, network with other attorneys, membership with various legal organizations and in effort to keep abreast of the latest changes in the law, rules and procedures. Being proficient in an area or two of the law gives the client more value for their money.

Location

Town & Country Legal Associates
1 South Ave
Natick, MA, 01760-4600

Reviews

5.0 / 5.0
  61 customer reviews
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Posted by Barry | January 10, 2024
This review is from a person who hired this attorney.
| Hired Attorney
Stressful situation
I must commend Cynthia and the entire team. I contacted her about nine months ago regarding a very difficult situation that I had to make, I am a 67-year-old man and I had been taking care of my daughter who’s in her 30s who has some mental illness,unfortunately everything got away from me and I just couldn’t afford to pay off my debt. Again, Cynthia and her team were wonderful and non-stressful in making my decision and my filing for bankruptcy as easy as possible, I would highly recommend them for any job needed. Thank you again.
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Posted by Lisa | October 16, 2023
This review is from a person who hired this attorney.
| Hired Attorney
SO helpful and knowledgeable!
Cynthia was so knowledgeable, helpful and extremely kind in the worst time of my life. I am forever grateful for her services and expertise in bankruptcy...she easily helped us through all details and parts of the process. I can't recommend her enough!
Posted by Dawna | October 10, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Retired
Cynthia was so kind when I told her my problem. She listened to me and understood fully what my situation was. I’m 76 years old and not quite proficient on the computer and she understood. She and Matthew Hamel helped me along the way. I was very stressed but she kept me busy with what I had to do. If I quite didn’t understand something, she explained it to me with all the help possible for me to understand. I got through the process and I am done now. I would love to tell anyone in my position that she’s the best there is.
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Posted by anonymous | September 26, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Fantastic! She should be your attorney!
Cynthia was tremendous through the entire process of Bankruptcy. It can be an overwhelming experience for someone to go through. She was always available, throughly explained the process, and went ABOVE and beyond when some odd things came up with a vehicle lender at the end of the process. We cannot thank her enough for her energy, thoroughness, attention to detail, and the manner in which she protects her clients. She should be your attorney!!!!! Thank you Cynthia!
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Posted by Jeff | August 28, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Fantastic attorney that truly cares!
Attorney Cynthia Ravosa is an exceptional attorney. She has always guided and been there to represent me. She responds to any questions or concerns that I may have had at a moments notice. Thank you Attorney Ravosa for always being there for me! Jeff B.
Posted by Bernard | February 21, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Great Attorney
Attorney Ravosa is a very caring professional person that will guide you through the legal process so you don’t feel humiliated. Her step by step consultation and guidance helped me out of a situation that seemed hopeless to me. I highly recommend her to anyone that’s having financial difficulties. She’ll put your mind at ease and get your life back on track.
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Posted by Suzanne | November 3, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
An attorney that will go the extra mile!
From our conversations, I found Ms. Ravosa to be extremely knowledgeable about bankruptcy law, very competent and is willing to take the time to discuss it, so you can make informed decisions about your case. Just from speaking with Cynthia, I feel she is truly dedicated to help people make a difference in their lives and save their homes. I feel she will go the extra mile for you, as a client. I never write reviews but I feel if this helps someone get the right help to save their home, then it is worth taking the time to do so.
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Posted by anonymous | August 24, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Review for attorney Cynthia Ravosa
Cynthia Ravosa is an excellent bankruptcy attorney who has extensive knowledge and experience in this area. She provided us with very effective representation throughout our case and worked tirelessly to help us with a very long, ongoing case that dragged on for many months. She eventually was able to help us reach a successful resolution to keep our home which is now paid off in full thanks to her knowledgeable assistance. Cynthia led us through the process of bankruptcy with expert advice and guidance throughout our case. I highly recommend hiring her!
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Posted by Dawn | June 10, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Helped me and didn't even charge me!!
Cynthia returned my call, and let me know upfront that it wasn't going to be economical to hire her for my small-claim matter. Instead, she went on to provide about 20 minutes of free advice! She was knowledgable, specific, clear, and direct. I now know exactly what I have to do. Thank you, Cynthia!!
Posted by Brian | April 20, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional Lawyer One of the Best
Choosing an attorney during the stressful process of facing foreclosure and filing bankruptcy can be quite challenging. Many attorneys we spoke with appeared to be knowledgeable with strong communicate skills and others like any business not so much. Attorney Cynthia Ravosa and her team are top of the line when it comes to service. We choose to go with her because not only does she know the law but her bedside manner made all the difference. Her service wasn’t and still not all dollars and cents but comprised of empathy and compassion. She also has a wealth of contacts to connect clients with that can advise and provide service on other legal and nonlegal matters. Highly recommend!
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Posted by Adrian | April 12, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Good advice and quick process
I found Cynthia by doing google searches for bankruptcy attorney's in the Boston area. It was a bit of gamble as I really didn't know their office but the reviews were good so I took a chance and made a call. Cynthia was very friendly and knowledgeable right away and gave me a free consultation so I could make an informed decision. She walked me through my rights, how to get things under control and how to quickly move through the process. She explained all the ups and downsides to Ch. 7 vs. 13 etc... Best part was they went above and beyond answering all my questions and concerns at every step and took calls from me while I waited for the final discharge and guided me through the process. Personally it was a very nerve wracking few months, but Cynthia and team did a great job moving the ball forward and getting me to the end goal. My petition was successful and everything unfolded pretty much just as they said it would. I would recommend them to any individual going through personal financial challenges.
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Posted by Tammy | March 21, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Knows Her Stuff
I am currently working with Attorney Ravosa on a Chapter 7 bankruptcy. She knows the Bankruptcy Code inside and out, and always works hard to meet the client’s needs. She is honest and hardworking, and her staff is also knowledgeable and very easy to work with.
Posted by Irene | February 18, 2022
This review is from a person who hired this attorney.
| Hired Attorney
No Regrets For Hiring Mrs. Ravosa Cynthia.
We didn’t have to pay her money right way. Because it was our greatest fear. And we didn’t have it. No consultation fee, all is included in one package. She has Managed to Navigate the Court system, fight for us and give us back our freedom. I can finally go to sleep knowing that no one is going to knock on the door asking us to get out. Bankruptcy wasn’t that bad as we thought. Be open minded, she will educate you on your situation and also help you make outstanding progress. Don’t lose your property it’s not took late. God Bless The Ravosa Law Firm.
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Posted by Tegwen | December 8, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Financial Options, Bankruptcy
As it goes in Baseball, Cynthia Ravosa hits a home run everytime! Over the past 10yrs or so, my husband & I would occasionally need the advice or help from an Attorney. We needed someone who was most kind, compassionate, listened in tentatively, was respectful, knowledgeable in their field of expertise & willing to spend the time with us so we knew all our options. Cynthia Ravosa was just the Attorney we needed. She took our calls, gave advice & never sent a bill until we hired her & the law firm to represent us! Due to being sick over the past ten yrs, we were downing in Medical Bills, had to use credit cards to pay for expensive medication, I felt my life falling apart but a single phone call to Cynthia changed all that. I ultimately had to file for Bankruptcy & Cynthia Ravosa was just the Attorney I needed. Her expertise & vast knowledge of Bankruptcy along with her excellent customer service (especially her compassion for what I/we were going through) makes her a phenomenal Attorney! She treats us as if we are family & I promise you, if you need an Attorney, she a top leader in her field! Thank you Cynthia & your team! ❤️
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Posted by anonymous | November 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy
Cynthia went above and beyond her duty helping me file bankruptcy and getting my finances back on track. She continues to assist me today, six months post final payment , with problems that have arisen. I strongly recommend her for your legal needs!
Posted by Julianne | September 27, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Life Saving Attorney
Attorney Cynthia Ravosa saved my life and my children’s lives. She worked with the mortgage company that was a nightmare, the worst of the worst, and she won every battle. She was honest, straightforward, and knew every law and avenue. I couldn’t recommend a better attorney in Massachusetts. She and her team will fight for you and give you the best results. I honestly owe everything to Attorney Ravosa. She even unraveled my former attorney’s mess that he got me into.
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Posted by anonymous | May 3, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional Service
Attorney Ravosa was fabulous to work with. She made me feel comfortable and informed and kept me in the loop every step of the way. She made something that seemed very difficult, much more manageable and let me know from day 1 that she had my back. I appreciate her and will refer others to her when given the opportunity.
Posted by jack | April 30, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great Attorney
Cynthia is about as honest and upfront as you can get as an attorney. She is super super thorough to make sure its done right the first time. On every phone call or meeting I found her to be very knowledgeable and informed. I would without question recommend her such a trying matter as bankruptcy can be.
Posted by anonymous | March 29, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Excellent
I just want to thank Ms. Rovasa( attorney) for taking on my dad's case and helping us through the entire process. Your dedication to the case was amazing!!. Keep up the great work.
Posted by Rich | March 28, 2021
This review is from a person who hired this attorney.
| Hired Attorney
review
Knowledgable, trustworthy, accessible and thorough are several qualities that make Attorney Cynthia Ravosa the high quality lawyer she is. I would not hesitate to recommend her to others.
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Cost

Rates
  • Free Consultation 60 minutes
  • Pro bono 10 %
Payment methods
Cash, Check

Resume

AVVO RATING 7.9 (Very Good)

Work Experience

  • Managing Attorney
  • Town & Country Legal Associates
  • 2017 - 2017
  • Senior Paralegal
  • Town & Country Legal Associates
  • 1997 - 2016

Education

  • Massachusetts School of Law at Andover
  • JD - Juris Doctor
  • 2016
  • Suffolk University
  • Masters in Business Administration
  • 1997
  • Western New England College
  • BA - Bachelor of Arts
  • 1991
  • Holyoke Community College
  • Associates in Arts & Science
  • 1988
View all education

Sample of Legal Cases

  • RE: Kathleen A. Judkins
  • Robarge v. Citizens Bank N.A. f/k/a RBS Citizens N.A. et al
  • Pending

Associations

  • Women's Business League
  • Member
  • 2021 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2017 - Present
  • Women's Bar Association of Massachusetts
  • Member
  • 2017 - Present
  • American Bar Association
  • Member
  • 2017 - Present
  • Massachusetts Bar Association
  • Member
  • 2017 - Present
  • Hampden County Bar Association
  • Member
  • 2016 - Present
  • Boston Bar Assciation
  • Member
  • 2014 - Present
  • American Bankruptcy Institute
  • Member
  • 2012 - Present
View all associations

Languages Spoken

  • French

Honors and Awards

  • Recognition for Pro Bono Services
  • Massachusetts Bankruptcy Court
  • 2021
  • Top Bankruptcy Attorney
  • Boston Magazine
  • 2021
  • Recognition for Pro Bono Services
  • U.S. Bankruptcy Court
  • 2020
  • Recognition for Pro Bono Services
  • United States Bankruptcy Court
  • 2019
  • Recognition for Pro Bono Services
  • United State Bankruptcy Court
  • 2018
  • Recognition for Pro Bono Services
  • United States Bankruptcy Court
  • 2017
View all awards

Speaking Engagements

  • Factual Investigations Class
  • Do's and Don't of Small Law Firm Practitioners
  • 2017

Attorney endorsements

Received (7)
Given (9)
Endorse Cynthia
Bankruptcy and debt Attorney | Mar 18
Relationship: Worked together on matter
"I endorse this lawyer.Cynthia Is quick with responses and gets the job done!"
Bankruptcy and debt Attorney | Oct 16
Relationship: Worked together on matter
"Cindy is an amazing lawyer with over 20 years of bankruptcy experience under her belt. Cindy has been an invaluable asset as a mentor to my burgeoning practice and is a must have in my network of distinguished colleagues. I know when I contact Cindy, I will always get a quick and accurate response to any legal question I may have. If she doesn't know it, she will refer me to someone who does. I recommend everyone to connect with this amazing and successful attorney!"
Bankruptcy and debt Attorney | Apr 25
Relationship: Co-worker
"I have known Attorney Ravosa since 2013. Cynthia is a very intelligent, diligent and thorough Attorney and she is extremely knowledgeable with respect to the United States Bankruptcy Code. I have worked on many bankruptcy cases with Cynthia and her extensive knowledge of the Code is impressive. Attorney Ravosa is willing to take on the most complex Chapter 7 and Chapter 13 bankruptcy cases, she never shy's away from a challenge. Attorney Ravosa gives practical advise and helps her clients plan for a better future, while gaining financial freedom from crippling debt, preventing the loss of a family home or other desired goals. I thoroughly endorse Attorney Cynthia Ravosa."
Bankruptcy and debt Attorney | Apr 13
Relationship: Co-worker
"I strongly endorse Attorney Cynthia Ravosa. I have seen firsthand her commitment to protecting consumers' rights. She is an active member of the National Association of Consumer Bankruptcy Attorneys, and has an impressive knowledge of Chapter 13 and Chapter 7 Bankruptcy. Attorney Ravosa applies her passion for consumer bankruptcy to every case, working tirelessly to ensure every client receives the best possible outcome for their case. Attorney Ravosa truly wishes to improve the lives of her clients. She is a compassionate and conscientious attorney."
Bankruptcy and debt Attorney | Mar 29
Relationship: Co-worker
"Cynthia is a dedicated professional with extensive bankruptcy experience across a wide range of matters. She has the skills to handle complex cases from start to finish. Cynthia always goes the extra mile for her clients."
Bankruptcy and debt Attorney | Mar 29
Relationship: Co-worker
"I worked with Cindy for over a year in her bankruptcy practice and I saw her help countless people with their debt problems. Cindy is a conscientious and caring person who does everything in her power to help her clients. I would recommend her legal help to anybody facing a serious debt issue. She really knows her stuff and cares about your case."
Bankruptcy and debt Attorney | Feb 15
Relationship: Fellow lawyer in community
"I endorse Attorney Ravosa. I have read Attorney Ravosa's comments in the Avvo forum and have found her responses to be thoughtful and accurate as to the law."
View more endorsements
Real estate
Bankruptcy and debt
Consumer protection
Estate planning
Chapter 7 bankruptcy
Criminal defense
Personal injury
Natick Bankruptcy and debt Lawyer Cynthia R. Ravosa
Cynthia R. Ravosa
Bankruptcy and debt Attorney
Natick, MA
Licensed for 7 years
Free Consultation