Gail A Balser

I just finished a five year Chapter 13 Plan with this Attorney. Gail let me pay her monthly because I didn't have all the money to file in the beginning. Everything went fine in my bankruptcy for about two years. Then I fell behind in my mortgage payments. I was getting very nervous and finally ga...ve her a call. I thought she was going to be mad and I felt like such a failure. But she told me not to worry and my situation was not uncommon. She said she would handle it and she did. She got me another six months to catch up on my mortgage. She didn't charge me anything additional even though she had to go to court for me extra times. I was able to keep up until the last year. I again contacted her and she put me at ease again. We met and talked about doing a loan modification because my income had permanently changed. I decided to hire her to do that too. Over the last year she was able to modify my mortgage and lower my payment by over $400 per month. It has made all the difference. I just received my bankruptcy discharge and can not thank her enough for all the extra time she spent with me. Attorney Balser has been a true blessing in my life and I highly recommend her.

Attorney Balser has handled several matters for us over the past years. We ran into financial and health problems beginning over 6 years ago. She very expertly handled our bankruptcy to help relieve the immediate debt problems and lawsuits we had. Our hearing was only minutes long. It was clear th...at it went very smoothly because of all the preparation in advance. We saw other people at the hearing whose attorneys had not provided all the documents to the trustee and they were very lengthy. I was so glad we had chosen Attorney Balser. She let us pay her monthly because we couldn't pay for her services all at once. About a year after that was complete my husband had a medical problem which left him unable to work consistently. Our mortgage fell behind. We retainer her again to try and save our house. It took a couple years because my husbands income was so uncertain and changing. She never charged us more than she originally told us even though I know she had to do double the work because my husbands income kept fluctuating.. She was pro-active in dealing with all these issues before they could become problems. She was incredibly quick at returning emails or phone calls. She gave us her cell phone and told us we could reach her anytime day or night and weekends too. She did get us a modification and made the payment affordable. We stayed in our house for 3 more years but have now decided to move to Florida. She has now handled the short sale of our home. We were able to stay in the house for six months saving our mortgage payments to help with the move. The timing of the short sale closing was itself was perfect and conducted efficiently and professionally and, best of all not a single surprise! Oh yes there was one surprise and it was a great one. Our moving incentive went from $3000 to $10,000 because of a very recent change in the law that Attorney Balser knew about. She submitted a request that our approval be modified to include the higher payment and it was granted! We can really never thank you enough. But we do say thank you and God Bless.