Description:Client was injured in a motor vehicle accident resulting in broken ribs and an injury to his foot. The policy limits of $50,000 from the responsible party's carrier was obtained. A claim was made against the client's brother's underinsured motorist policy. Insurance company claimed brother lived in a separate dwelling on the same property and was not a member of his household entitling him to coverage. Attorney Hastings fought the insurance company's allegation and was able to obtain an additional $275,000 from the brother's carrier.