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Practice areas:

Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Bankruptcy & Debt

About Me

Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence.  Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. 


Prior to opening his office in 1990, Mr. Melchionne was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut.  From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials.  In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law.  Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.


In 2005, Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA).  He acts as a liasion between the national organization and Connecticut attorneys who are members of the Association.  He has fostered education of attorneys in the bankruptcy field and increased access of the public to bankruptcy relief in light of the law passed in 2005.


Practice Areas

Licensed since 1982

  1. Chapter 7 Bankruptcy: 45%
    35 years
  2. Chapter 13 Bankruptcy: 30%
    35 years
  3. Bankruptcy & Debt: 25%
    35 years



Hourly ($250-400/hour), Fixed (Always), Retainer (Sometimes), Free Consultation (60 minutes)

Payment Types:

Cash, Check

Attorney Endorsements

7 total 

  • Brett D Weiss

    Gene is one of the top bankruptcy attorneys in the country. His experience, insight and knowledge make him the person I refer clients to in Connecticut. Highly recommended.


    Brett Weiss Bankruptcy & Debt Attorney
    Relationship: Fellow lawyer in community

  • Christian K. Lassen II

    Top-notch attorney. Highly respected in the legal community.


    Christian Lassen Wrongful Death Attorney
    Relationship: Fellow lawyer in community

Contact Info

The Law Offices of Eugene S. Melchionne

27 First Avenue
Waterbury, CT, 06710-2216




Professional Misconduct

This lawyer was disciplined by a state licensing authority.

  1. Conditions
    issued in CT, 2009


    This sanction means the attorney did something wrong but may still practice law. The State placed conditions on the lawyer's activities to try to prevent a reoccurrence of the wrongful act.

    Eugene’s comment: “Conditions were satisfied and matter was dismissed.”

Avvo Contributions

Legal Answers


Award NameGrantorDate Granted
Elected President 2009 - 2011Bankruptcy Law Network2009
Connecticut Super LawyerLaw & Politics Magazine2008
Super LawyerConnecticut Magazine2007
Member of the MonthNational Association of Consumer Bankruptcy Attorneys, Inc.2006
Pro Bono Service AwardU.S. Bankruptcy Court, District of Connecticut2002
Pro Bono Service AwardU.S. Bankruptcy Court, District of Connecticut2001
Pro Bono Service AwardU.S. Bankruptcy Court, District of Connecticut2000
Pro Bono Service AwardU.S. Bankruptcy Court, District of Connecticut1999
Teacher of the YearAmerican Institute of Banking1998
Pro Bono Service AwardU.S. Bankruptcy Court, District of Connecticut1998
Pro Bono Service AwardU.S. Bankruptcy Court, District of Connecticut1997
Pro Bono Service AwardU.S. Bankruptcy Court, District of Connecticut1996
American Jurisprudence AwardLexisNexis1977

Work Experience

TitleCompany NameDuration
AdvisorCity of Waterbury1996 - 2002
Adjunct ProfessorAmerican Institute of Banking Connecticut1992 - 2002
AttorneySolo Practitioner1990 - Present
Of CounselBender & Anderson, P.C.1990 - 1998
Adjunct ProfessorTeikyo-Post University1989 - 2001
AssociateDiPietro, Kantrovitz & Brownstein1986 - 1989
Vice PresidentCredit Bureau of Waterbury1982 - 1985
AssociateGrady & Riley1979 - 1985


Association NamePosition NameDuration
Bankruptcy Law NetworkPresident2009 - 2011
Connecticut Bench-Bar Foreclosure CommitteeMember2008 - Present
Bankruptcy Law NetworkCo-founder and Past-President2007 - Present
National Association of Consumer Bankruptcy AttorneysState Chair & Member2002 - Present
Waterbury Bar Association, Bankruptcy CommitteeChair1998 - 1998
American Bankruptcy InstituteMemberN/A
American Bar AssociationMemberN/A
Connecticut Bar AssociationMemberN/A
Waterbury Bar AssociationMemberN/A

Legal Cases

Case NameOutcome
In re Ash, 166 B.R. 202 (Bankr. Conn., 1994)Avoidance of Judgment Lien
In re Varrone, 269 B.R. 475 (Bankr. Conn., 2001)Contempt ordered against ex-spouse
In re Parent, 155 B.R. 310 (Bankr. Conn., 1993)Motion for Summary Judgment denied

See all Legal Cases 


Publication NameTitleDate
Bankruptcy Law NetworkWhy are Connecticut Foreclosures So Weird2010


School NameMajorDegreeGraduated
Drake University Law SchoolLawJD - Juris Doctor1980
University of ConnecticutPolitical ScienceBA - Bachelor of Arts1977

Speaking Engagements

Conference NameTitleDate
NACBA Workshop Colorado SpringsExtreme Law Office Makeover2011
NACBA Convention Washington DCChapter 7 and Chapter 13 Strategies2011
NACBA Convention Colorado SpringsLaw Office Monitoring and Metrics2011
NACBA Lobby DayU.S. Supreme Court Admission2010
NACBA Convention San FranciscoParalegas in Bankruptcy Law Offices2010
NACTT BostonChapter 13 cases Means Test vs. Schedules I & J2009
NACBA Fall Workshop TusconOffice Automation and Management2008
NACBA Convention Los AngelesAlternative Computing Platforms in Bankruptcy Practice2008
Credit Abuse Resistance EducationIssues of Consumer Credit2008
WorkshopGambling Issues in Bankruptcy2007
NACBA Convention PhiladelphiaRequirements of the Debt Relief Agent provisions of BAPCPA2007
Credit Abuse Resistance EducationIssues of Consumer Credit2007
Bankruptcy & Credit Counseling RoundtableEffectiveness of Credit counseling in Bankruptcy2007
Spring MeetingProperty Tax Collection Issues in Bankruptcy1997
SeminarCollection Problems in Condominium Association1995
Fall MeetingProperty Tax Collection Issues in Bankruptcy1992