Creditor is trying to collect a debt that is not mine belongs to my father which we happens to have the same name.

After you give them proper notice, and request re-investigation by the credit reporting agencies, if they continue to report the account on your...

Selected as the best answer

No. Normal household items are exempt from execution.

How do i cleam my credit report after a dedt settlement?

When you settled with the credit card companies, did you negotiate how they would report the account. You should have requested that they report...

If JDB received a validation letter can they collect and file a summon?

Yes, they can file a lawsuit. You should get a copy of all correspondence and logs from your former debt consolidation company to see what was...

Debt collectors are calling for the wrong person at my phaters in law house? Can I speak for them as a son in law to DC

Definitely a violation of FDCPA, probably several violations. Talk to an attorney. It would be best if you or your lawyer sent them a letter...

Be sure to file a Memorandum of Costs with the court. You will then have a judgment against the credit card company for court costs. They might...

We settled on unlawful detainer, but...

If you stipulated to entry of a judgment for unlawful detainer, you are bound by the terms of the stipulation. Was a judgment entered in favor of...

Send a written letter stating that you dispute the claim, both the fact that it is not your account and the amount of the claim. You should do...

We sent a letter for validation of the debt to a collection agency on 2010 they never response to our validation by mail

Get a copy of your credit report from each of the three credit reporting agencies. Both for your and your wife. You can get a copy for free, once...

How do i cleam my credit report after a dedt settlement?

As a part of your written settlement agreement, the creditor/collection agency should agree to report "Delete Tradeline" on your credit report.