The acct #'s don't match. At first I thought it was mine since the first 7 digits matched my B of A acct that is charged off, but the last 9 digits were off and so is the balance. My B of A acct is little over 4 yrs passed the SOL and I'm on Social Security Disability. Do you think they made a mistake with the acct or it's just a bogus notice? I'm afraid if I call or send them a certified letter stating it's not mine, that they will somehow trick me and get stuck with it or have my SOL start over all again. To my knowledge, I cannot be judgement proofed bc I'm on disability, correct? And If it's past the SOL, the creditor cannot sue me, correct? What if a new collector tries to collect from you and it's past the SOL? What is the best way to handle this matter? Thanks, -scared and worriedNotice says: -Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. -If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgement and mail you a copy of such judgement or verification. -If you request this office in writing within 30 days after receiving this notice this office will provide you with the name and address of the original creditor, if different from the current creditor.