I received an HOA fee collection letter on foreclosed property--Should I consult a debt negotiator or handle it on my own?

You are probably liable, but it will be necessary to review the CC&Rs to give you a proper opinion. That being said, you are in CA. Is the...

I was sued by the creditor and the creditor wants to settle, would this make me admit to the credit card debt?

Settlement offers, counter offers and discussion are deemed to be confidential and cannot be brought up at trial. Judges realize that parties...

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Can I file a Motion for exclusive use a marital home during divorce prosess?

Yes. Your attorney will be very interested in learning whether there were any threats of physical violence and whether a restraining order might...

Will I have to divide any money from a house I bought with an inheritance (this can be traced to my account) if I divorce .

You have the burden of proving that separate property is separate property. All property is presumed to be separate property until a party...

Can I sent a letter of verification of the debt for the wrong person

Even if you are not the debtor, you can demand, in writing, that they stop contacting you. If they think that you are actually the person who...

Turning unpaid rent over to collection without judgement in CA

Is the tenant still in the premises? You can employ a collection agency, but they can only dun and harass the debtor. If they sue on the...

The creditor can charge no more than 10% per year, simple interest, unless you agreed to a higher amount.

It is a violation of federal law (FDCPA) and of California law for a debt collector to threaten criminal prosecution in order to collect a debt. ...

Identity theft case, my claim denied by the Bank, IRS reqeusting tax difference

Although I do not practice in Ohio, it appears that the bank may have violated the Fair Debt Collection Practices Act and the Fair Credit Reporting...

I used my friends information to open a credit card account

Because you are the subject of possible criminal prosecution, your attorney will advise you to say nothing to anyone. Do not talk to debt...