I paid off a old 4 year payday loan to a collection company, turns out the company closed so it's stil showing as if wasn't paid

"Contacting" you or suing you. If you are served with a court Summons and Complaint, immediately consult a lawyer. Your lawyer can write a letter...

Are you the judgment debtor? Or, is the judgment against someone else with the same name? If the judgment is against you, you should file a...

CA: collection of court judgment--when Judgment Debtor is avoiding personal service?

The court will not waive the requirement of personal service. This is because, if the debtor fails to appear, it can issue a warrant for a body...

Civil codes auto loans

There is a four year statute of limitations, but this is an affirmative defense. I advise that you move to set aside the judgment. The original...

Can I submit my motion to vacate a judgment without attaching an "Answer" to the complaint in California?

There are two types of motions that you can file. You can file a motion to set aside a void judgment, which is void because the court never had...

An original creditor who wants to collect the balance due from the debtor do they have to disclose fdcpa rules as if they were a

The original creditor is not subject to FDCPA laws. However, there are state laws in all 50 states. In California, the original creditor must...

Do not attempt to negotiate with them before you get advise from a lawyer. I suggest that you pay for a consultation, about a 1/2 hour of attorney...

What can I do to afford a divorce

You need to see a lawyer, for a paid consultation. There is probably a court order. If so, you, either with an attorney or acting as your own...

Can my husband get wage garnishment if a judgment against me ?

They need to get a judgment before they can garnish anyone. That might take a year or longer. Do not listen to any legal opinions from any debt...

Re: Judgment pursuant to Code of Civil Procedure section 664.6, is this judgment recordable?

Do you have a written settlement agreement? Properly executed by both the creditor's authorized agent and you? What terms are included regarding...