Did the debt collector violate FDCPA and Rosenthal act?

Question: Is it a "consumer debt". Probably subject to FDCPA but probably not subject to Rosenthal. This should be the worry of the collection...

Can i obtain money from the spose of the jugdement debtor if wife hold all money

You might want to consult with an attorney, as California is a community property state. If the assets are community property, you might be able...

They are making a threat to sue you. In California, an attorney must personally review the file before making the decision to file a lawsuit. In...

What do i do about a wage garnishment

Your question is not clear. Is there a pending lawsuit? Has a judgment already been entered? A threat of a lawsuit? If you have been served...

What paperwork do I need to fill out to amend my answer to include "affirmative defense of settlement"?

You are far enough into litigation to make it worthwhile to sit down with a lawyer for a half hour to review the paperwork that has been filed and...

The Answer / General Denial is a "pleading", not evidence. It is a promise or representation of what you claim the evidence will show. Take the...

Can i receive multiple wage garnishments

The total amount garnished cannot exceed 25% of your income. You can file a Claim of Exemption with the Sheriff (or other levying officer) stating...

Can i get charged with check fraud if i don't pay the loan back in time?

It is a serious violation of the Fair Debt Collection Practices Act for a debt collector to threaten or to imply that there will be a criminal...

Am I legally obligated to pay my husband's past student loan debts? (CA)

The debt is your husband's separate property debt. You are not legally responsible for his prior debts. Did you file a joint income tax return? ...

MY CAR GOT TOWED BY ELK GROVE POLICE WHEN I WAS PARKED AT THE PUMP AT TEXCO.

If you did not have a license, they could not release the car to you. Therefore, they had the right to have the vehicle towed. If they gave you a...