Questions answered by Richard Scott Lysle

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What should i do a company for payday advance is trying to serve me? willing to solve outside court but ask large money?

Richard's answer | Answered on May 02, 2012

Debtor's prison was abolished centuries ago. You cannot go to jail for owing money. If the payday loan company sues you, you should file an...

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Does the Rosenthal Act apply to a law firm that has already filed a suit against me, my partner, and our dissolved company?

Richard's answer | Answered on May 02, 2012

A request for validation does not stop or freeze a lawsuit. Your only viable option is to defend the lawsuit. You should have your papers...

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Is there any recourse if a client decides he doesn't want to pay you?

Richard's answer | Answered on May 01, 2012

If you have all your "ducks in a row", you can file in Small Claims court and get a hearing in about 5 weeks. After the defendant is served, you...

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What Happens when the debt collecters know where you work and have a garnishment in place with the date and everything?what i do

Richard's answer | Answered on April 30, 2012

One thing is not clear. Did you go to court and have a trial, with witnesses, etc.? Or, did you failed to file an Answer with the court after you...

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Debtor refuses to return asset statement .judgement in ca. debtor in kansas.

Richard's answer | Answered on April 30, 2012

If the debtor, and his/her assets are not in California, you will need to take the California judgment to Kansas. If the debtor is physically in...

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Can my husband's income be garnished for a house I bought before we got married?

Richard's answer | Answered on April 27, 2012

It is a violation of the federal Fair Debt Collection Practices Act for a debt collector to threaten to file a lawsuit unless an attorney has...

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I am being sued anmd have been sent a 'Case Management Conference'. What happens if I do not attend?

Richard's answer | Answered on April 26, 2012

If the Notice of Bankruptcy Stay was not filed with the local court, you should show up and bring a copy of the court.

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Can a cosigner demand proof of effort to collect from the primary borrower before starting payments on a private student loan?

Richard's answer | Answered on April 26, 2012

If you co-signed, you are stuck with the obligation. The creditor does not need to chase the delinquent borrower. Depending upon the total amount...

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Notes and bankrupcy

Richard's answer | Answered on April 26, 2012

No, unless it is a federal student loan. A promise not to file BK is not enforceable. Otherwise, every contract would contain such language and...

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Can a credit card lawsuit be dismissed if the real party in interest is a subsidiary of the credit card company. . .

Richard's answer | Answered on April 25, 2012

What do you mean by a "credit card lawsuit"? is it a debt collection lawsuit arising from you failure to pay as agreed on a credit card...

Richard Scott Lysle's Answers (4384)

What should i do a company for payday advance is trying to serve me? willing to solve outside court but ask large money?

Does the Rosenthal Act apply to a law firm that has already filed a suit against me, my partner, and our dissolved company?

Is there any recourse if a client decides he doesn't want to pay you?

What Happens when the debt collecters know where you work and have a garnishment in place with the date and everything?what i do

Debtor refuses to return asset statement .judgement in ca. debtor in kansas.

Can my husband's income be garnished for a house I bought before we got married?

I am being sued anmd have been sent a 'Case Management Conference'. What happens if I do not attend?

Can a cosigner demand proof of effort to collect from the primary borrower before starting payments on a private student loan?

Notes and bankrupcy

Can a credit card lawsuit be dismissed if the real party in interest is a subsidiary of the credit card company. . .