Archived
Is the signer of a promissory required to pay if loan amount was not given to signer and note was transferred to another party?
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Answered on June 01, 2012
The note is probably a negotiable instrument, which means that you owe the money regardless of claims that you may have against the contractor. ...
Archived
How can I collect a small claims judgment in full if the defendant is unwilling to pay voluntarily?
Richard's answer
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Answered on June 01, 2012
don't assign the judgment to a collection agency. They are likely to just dun and hound the debtor until he/she offers a partial payment. You...
Archived
Enforcement of a judgment for recovery of attorneys fees that were covered by my insurance? (in California)
Richard's answer
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Answered on May 31, 2012
Under your insurance policy, which is a contract, the insurance company has a right to "control" the litigation. The insurance company, acting in...
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Archived
Short sale listing, HOA placed a lien of $3700 w/fees of $350+ accuring each month. Can HOA foreclose, kick owners out of house?
Richard's answer
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Answered on May 31, 2012
Check the CC&Rs. Is the HOA lien subordinate to the mortgage? Many developers, in order to facilitate the financing of original sales, provide...
Archived
Shouldn't I have received some legal notification from the court or my creditor that my wages were going to be garnished?
Richard's answer
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Answered on May 31, 2012
You now have the case number of the court case. You should go to the courthouse and review the court's file. Get copies of relevant documents,...
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Archived
Can I as son in law speak in behave of my phaters in laws to collectors or CA from my own cell phone or home phone( is legal)?
Richard's answer
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Answered on May 30, 2012
Please translate your inquiry into English, with proper spelling, grammar and sentence structure.
Your status as an in-law does not give you...
Archived
Can i subpena my debtors wifes bank accounts for her third party party order to appear for examination? What else can i ask
Richard's answer
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Answered on May 30, 2012
Yes, if your prepare the documents correctly.
Questions that you might ask the wife, after you subpoena her, and pay her witness fees, is...
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Archived
Is it illegal for a collection agency to have charged me 30 percent interest?
Richard's answer
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Answered on May 30, 2012
Have you carefully read all of the CC&Rs relating to your condo? It is lawful only if the HOA has the contractual right to levy interest and to...
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Archived
Is it legal for Sprint to charge a fee for your credit rating?Is it legal to charge the fee plus a late charge? Do I have a case
Richard's answer
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Answered on May 29, 2012
Request a complete copy of your contract, including the original contract, and all amendments, modifications, changes, etc. Read it carefully. ...
Archived
If I have been sereved a summons from a debt collector do I respond as a cross compliant?
Richard's answer
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Answered on May 29, 2012
An Answer or General Denial is the pleading that you file in response to a creditor's complaint. A cross complaint is used if you are suing the...
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