Questions answered by Richard Scott Lysle

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Can So Cal Edison make me pay a bill that is not in my name? I did live in the home but the bill was in a room mates name.

Richard's answer | Answered on June 06, 2012

Yes, they can withhold service to an address if the former occupant(s) are still residing at that service location. If you move to a new address,...

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Should we sign a stipulation to judgement and allow an abstract to be placed on my home.

Richard's answer | Answered on June 05, 2012

Your question does not include any specific dollar amounts, so I cannot tell you whether, in your specific case, the dollar amount is reasonable. ...

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Im being sued by Asset Acceptance, LLC. for a credit card loan from 2007, I havent made pmts on card, can they do this?

Richard's answer | Answered on June 04, 2012

Have you been served with legal papers, or did the debt collector just call you and threaten? You should pay for a one hour consultation with a...

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A former engineering client has failed to make payments for 10 months straight. I need to know if suing will help me collect?

Richard's answer | Answered on June 04, 2012

My crystal ball is broken. I do not know whether, after you get a judgment, you will be able to collect from assets owned by the debtor. It...

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A person borrowed $45000 from me and allow me to put a lien against his house. how should I put the lien on his house? do I

Richard's answer | Answered on June 04, 2012

The borrower should sign a promissory note and a Deed of Trust. The Deed of Trust must be notarized. That means that the borrower must go to a...

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I have a judgment and I'm looking to do a bank levy

Richard's answer | Answered on June 04, 2012

You can do the bank levy first. If there is money in the specific account, at the specific branch, that you identify in your instructions to the...

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If I received a summary judgment against me, with ongoing interest from 2009, is the whole interest discharged in bankruptcy ct?

Richard's answer | Answered on June 03, 2012

IF you are not represented by an attorney in the bankruptcy case, you should be.

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Should I use Legal Aid to attempt negotiate this debt and file an answer myself?

Richard's answer | Answered on June 03, 2012

You will be in a better negotiating position after you file your Answer. Also, serve a "Demand for Bill of Particulars." This may require that...

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How do I clean a bad check record I wrote back in 1992 which now it's effecting my background check?

Richard's answer | Answered on June 03, 2012

Did they obtain a civil judgment against you? If so, that judgment is good for 10 years, and can be extended. If there is a valid judgment, did...

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If the assets in a single member LLC doesn't cover the outstanding business loan, how much can personal credit card creditor get

Richard's answer | Answered on June 03, 2012

You mention a "personal credit card." Is it a personal or a business credit card? Who is the account holder? Is there a personal guarantee of a...

Richard Scott Lysle's Answers (4385)

Can So Cal Edison make me pay a bill that is not in my name? I did live in the home but the bill was in a room mates name.

Should we sign a stipulation to judgement and allow an abstract to be placed on my home.

Im being sued by Asset Acceptance, LLC. for a credit card loan from 2007, I havent made pmts on card, can they do this?

A former engineering client has failed to make payments for 10 months straight. I need to know if suing will help me collect?

A person borrowed $45000 from me and allow me to put a lien against his house. how should I put the lien on his house? do I

I have a judgment and I'm looking to do a bank levy

If I received a summary judgment against me, with ongoing interest from 2009, is the whole interest discharged in bankruptcy ct?

Should I use Legal Aid to attempt negotiate this debt and file an answer myself?

How do I clean a bad check record I wrote back in 1992 which now it's effecting my background check?

If the assets in a single member LLC doesn't cover the outstanding business loan, how much can personal credit card creditor get