Am 75, have lien against me. Only income is Pension and small S.S. Can I own a used car or can it be taken away from me?

I assume that the "lien" is a judgment on a consumer debt. If it is worth less than $2,750., it is exempt. Also, if your children want to help...

I want to know if a good augument against a debt collector is due to the fact that he did not toll the statue of 1 year.

It appears that you have done considerable research on your own. However, you should at least consult with a attorney because there may be other...

I took a payday loan out I'm guessing 3-5 years ago. Now this odd company called me and said if I don't pay I will have criminal

It is a violation of the Fair Debt Collection Practices Act to say, or imply, that non payment of a debt will result in criminal prosecution. It...

My brother is getting sued for debt and is out of country. I've been paying for his car (4 years). Can I transfer title to me?

Is the credit card creditor the same as the finance company on the car loans? Assuming not, they must get a judgment against your brother before...

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Is there any federal law that prevents original creditors from harassing debtors similar to the FDCPA?

The FDCPA applies only to consumer debts, and only to collection agencies. You do not have a cause of action under the FDCPA. The California...

Can I deduct the fees for an asset search done on a $20000 personal loan?

This forum can provide general answers to legal questions. You want someone to fill out your income tax return. Even if you provided sufficient...

What Statute of limitations applies to my CC debt. CA where I got the CC's or CO where I used them last?

First of all, read your credit card contract. It is sometimes called a "Cardmember Agreement" or "Terms and Conditions." They usually specify a...

Was this Collection Agency Within the 4 Year California SOL Law to File a Judgement against Us? Court Documents Below:

The SOL is the time between the date when the right to file a lawsuit accrued and the date when the plaintiff actually filed the suit. The only...

I got a 1099C from Chase "Auto Loan Forgiveness" for approximately $6,660. Requeted Pink Slip. Never got it. Now owe $16,000+

I would need to know all the facts before giving you a good opinion. If Chase says that your balance is zero, why do they say that you owe them? ...

I received a summon for credit card <10K, is there a way to pay less than what they are asking for?

Consult another lawyer. You may have defenses that you do not understand. Also, the plaintiff has the burden of proof. They must present...