Can they charge me with fraud?

It is illegal for a debt collector to threaten, or to even imply, possible criminal prosecution in order to collect a debt. A criminal prosecution...

Hello, I 'm being sued for an old credit card debt.

California is a community property state. What is his is also hers. If there is a judgment, there are exemptions, sometimes up to $175,000 in...

Authentication requirements for records submitted in a credit card trial

This is where you need to have representation by experienced trial counsel. The party producing the evidence has the obligation to authenticate...

Judgement filed 7/2005 without my knowledge, $$ taken from my bank acct today ( 9/2012)

You may have grounds to file a motion to vacate the default judgment on the grounds that the court did not obtain personal jurisdiction over you. ...

Should i approach a creditor citing statute of limitations on a zombie debt (6 yrs old...mortgage) when fraud was involved?

The Statute of Limitations does not prevent the collection agency from putting negative information on your credit report. I suggest that you...

How do i stop a threat of a judgement against me

You do not give enough information to enable me to give you a more specific answer. What kind of debt is it? How long since you made the last...

Can I be criminally prosecuted for an insufficient funds check held by a payday loan company in California?

A debt collector cannot initiate a criminal prosecution. This must be done by the police or by a public prosecutor. Collectors for payday...

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Can a medical office send a negative report to credit agencies?

When you negotiated with the collection agency, did you get their written promise to remove the item from your credit report? Delete tradeline or...

The plaintiff is complying with the court rules which require that it attempt to serve you within 60 days. If you are really curious, go to the...

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Can I be sent to collections even though I won a dispute with my credit card over receiving damaged goods that I still have?

They can assign any account to a collection agency. However, that does not mean that your are liable. Respond to all written collection letters...