Archived
My ex has a judgement to pay for a college loan that is under both our names. How can I enforce this???
Richard's answer
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Answered on March 28, 2013
An analysis of your legal rights and obligations will require an examination of the legal documents (Judgment of Dissolution, Marital Settlement...
Archived
How should I go about responding to a 30 day debt collector notice?
Richard's answer
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Answered on March 27, 2013
Send them a letter asking / telling them to cease all communication with you. After that, they can send you one last letter. If they continue to...
Archived
When does the statute of limitations begin for delinquent HOA fees in California?
Richard's answer
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Answered on March 26, 2013
Do not listen to any legal advise that a debt collector gives you. You need to speak with a real estate attorney. You situation is not a simple...
Archived
Does the association have the right to take all the money from our checking accounts.
Richard's answer
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Answered on March 26, 2013
Does the HOA have a judgment against you? Did you go to court, have a trial, and then lose? Or were you too busy to file any response after you...
Archived
Being sued by Capital One(Nelson & Kennard) for outstanding credit card debt. Last payment was 12/08. SOL in Ca is 4yrs but 3 Va
Richard's answer
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Answered on March 26, 2013
You need to have an attorney read the contract (sometimes called a Cardmember Agreement) to determine whether the law of VA governs. The SOL is an...
Can HOA waive only late fees but not Demand Letter fee, pre-lien letter fee and lien fee triggered by the same missed payments?
Richard's answer
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Answered on March 26, 2013
Without reading the CC&Rs, it is impossible to evaluate your legal rights and responsibilities. I presume that you received a copy of the CC&Rs...
Should I settle with cashcall before they try to serve me? Or is it too late? They don't know where I live.
Richard's answer
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Answered on March 25, 2013
Check the index in the clerk's office of the county courthouse to see whether your name appears as a defendant in such a lawsuit. If not, the...
Archived
What happen once I win claim of exemption. Can i counter sue the creditor in small claims
Richard's answer
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Answered on March 25, 2013
A Claim of Exemption has nothing to do with Identity Theft. If the judgment was entered against you, you cannot vacate the judgment by filing a...
Can a company collect for bad check 10 yrs ago, they didn't have the check, said the DA had it. DA said they didn't
Richard's answer
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Answered on March 25, 2013
What do you mean by "bad check"? NSF? Forged?
If Costco mentioned or implied that there might be a criminal prosecution if you did not pay...
Archived
What to do if i dont agree with creditors opposition to my claim of exemption?
Richard's answer
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Answered on March 24, 2013
You must serve and file your "Reply" at least 5 court days before the hearing. You should be very specific as to your hardship and other expenses....
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