Old Credit Card: What do I need to do? Write a debt validation letter?

You have a good defense if they want to sue you. You also have a possible lawsuit against them if they try to affect your credit. Write to...

Ex stopped paying for motorcycle, now it's affecting my credit. Bank hasn't repo'd and it's been defaulting since October 2012!

The repo will not wipe out you obligation to pay the balance owing. It will only reduce the amount if the bike is sold at a repo auction for more...

I got a summons and made arrangement with collector for payments. Do I still need to respond to the 30 day window?

No. First, the agreement must be in writing, signed by an authorized representative of the creditor. The written agreement should provide that...

Can a collection agency report a debt as a new debt with a new open date?

It appears that the debt collector may be acting in violation of the Fair Debt Collection Practices Act and of the Fair Credit Reporting Act, but...

RE Agent is asking us to release a lien on previously owned property (was deeded to ex-husband). The lien is for $80,000

You might ask that someone, such as the agent, post a bond for the amount. Or the agent can give you a lien on some other property. Or, you can...

I would need more information in order to properly advise you. You should read the account agreement and the credit card agreement, for starters. ...

Hi, I got a summons for a default cc and car loan. I arranged monthly payments with creditor. Do I still show up to court?

Yes, you do need to file an Answer. One of your defenses to the lawsuit is that you entered into a settlement agreement. Was that settlement...

Should I take my name off a joint car title? I have a default judgment from 2007.

If you are asking for assistance in effecting a fraudulent conveyance, you posted in the wrong place. Instead of getting into more trouble by...

In Sacramento, CA and getting sued by a debt collector, but papers not served...

You should definitely consult an attorney right away. The papers filed with the court may show an address where the plaintiff believes that you...

Debt collector with default judgment in hand asking me financial questions

Is the default judgment legitimate? Were you properly served? Was their paperwork properly prepared? I urge that you consult an attorney. Even...