How do I answer my summons and complaint for myself only? I was served with both of our names on the complaint.

You can file an Answer on your own behalf only. As to telling you what to say in the answer, I would need more information and I would need to...

How do I proceed regarding a charged off account? (The account has been "revived" due to payment on my part)

You may have lost one defense, but it is likely that you have other defenses in the event that the collector tries to sue you. Do the collector...

My court case for a credit card lawsuit was reassigned to a different court, why would that happen?

Last month the Los Angeles Superior Court re-assigned all collection cases to "hub" courthouses. This was done because the people of the State of...

Can a spouse of the debtor be added to a complaint to satisfy an unpaid debt acquired before the marriage?

No. however, after you obtain a judgment, you might be able to levy upon their community property or earnings. However, this is not a simple...

A Substitution of Attorneys is filed when there is a change in the attorney of record in a pending action. If you were acting as your own attorney...

I was out of country for three years. I came back now and found someone used my credit card and phone account.

You can file a police report. Also, a report with the FTC. And, you can sue to person who committed the fraud. You should also notify each of...

My question is on collecting a judgment.

Can the vendor keep the money? That depends upon the terms of the contract between the vendor and the debtor. You can do a third party judgment...

Credit Validation

This is not a defense if they sue you. However, it is a basis for suing the debt collector and recovering up to $1,000 per violation.

Trying to form llc

More information is needed to give you proper legal advise. As to forming an LLC, you can form it outside of California, but if the LLC does any...

I am being sued by a collection agency.

Failure to send you a warning letter is not a violation of the Fair Debt Collection Practices Act. The case is in Superior Court, not Small...