What can a Collection Agency do if I don't have any money?

Do not believe anything that a collection agency tells you. If they have a judgment, they can collect on assets that are not exempt for...

How much in late charges can a video store charge in excess of the price of a movie

Read your contract. Portions of your contract may be contrary to specific statutes, but it is impossible to guess what your contract states.

Do I need an attorney?

They obtained a judgment against you, back in 03 or 04. Your first step should be to go to the courthouse (or access online), and get a copy of...

I assume that her name is on the bank account. Unless you have a license to practice law, you cannot appear in court on behalf of your wife. ...

I received a Summons from the Court, but was never served. I received a 5-day notice from the Sherrif last Thrs.

You need proof that you were not served with the Summons. Were you elsewhere on the date, and at the time, of the purported service? If you do...

How do I put a lien on a vehicle from a Writ Of Execution?

You cannot put a "lien" on the vehicle. You can have the Sheriff seize the vehicle and sell it at auction. You must front the Sheriff's fees,...

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I apparently was served papers to appear in court for credit card debt.. and now my wages are being garnished.

Service of process does not require that you sign anything. You should have an attorney review a copy of the Proof of Service that the plaintiff...

You have a written settlement agreement, signed by an authorized representative of the creditor, do you not? The settlement agreement includes...

I have a judgement against me and the are going to garnish my wages they said by 25%. is there anything i can do about this

They can serve a wage garnishment without giving you any further notice. The maximum that they can take is 25%. If you file a Claim of Exemption,...

Can a debt collector take money directly out of my paycheck and/or my bank account?

If they went to court, and the court entered a judgment, they can garnish your wages without notice. And they can levy upon your bank account. ...