Archived
What steps can I take when a bank is refusing to remove a fraudulent charge from my JCP credit card account?
Richard's answer
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Answered on October 01, 2013
You may have a viable lawsuit against either JCP or the credit bureaus, or both. Under the Fair Credit Reporting Act, you may be able to recover...
Archived
What actions must I take if I'm being sued for something that I had no knowledge of?
Richard's answer
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Answered on October 01, 2013
It is hard, or impossible, to give you any specific legal advise without seeing the relevant documents. If you, r your company, is being sued, you...
Archived
Can a creditor levy my bank account when my girlfriend was just an authorized user on my account?
Richard's answer
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Answered on October 01, 2013
Yes. You need to file a claim of exemption to get your money back from the Sheriff. There is a short time limit, so consult an attorney immediately.
Archived
Want to pay off judgement
Richard's answer
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Answered on October 01, 2013
For a $42,000 or $50,000 transaction, you should have a lawyer assist you and protect your rights. You might even be able to negotiate a reduction...
Archived
Claim of Exemption denied. What next?
Richard's answer
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Answered on October 01, 2013
It appears that you may have ignored the situation for too long. There was a lawsuit. If you were served with the Summons and Complaint, you did...
Is it illegal for verizon wireless to charge late fees and reconnect fees in california
Richard's answer
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Answered on September 28, 2013
Yes. Review your service contract and, also, the traffics allowed by the Public Utiilties Commission.
Archived
How do I fight a judgment that I was unaware of and never served? They are going to garnish my pay...?????
Richard's answer
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Answered on September 28, 2013
You need to have a lawyer review the court documents and then file a motion to vacate the judgment. You will need to get a copy of the papers...
Archived
Online payday loans
Richard's answer
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Answered on September 28, 2013
Most "debt settlement" companies are scams. Usually, fewer than 5% of consumers who start "debt settlement" programs actually complete the...
Archived
What is the legal grace period if any for paying a late fee on a airport hangar?
Richard's answer
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Answered on September 28, 2013
Read the terms of your rental agreement. A "late fee" is permissible if it is reasonable in amount and if it agreed upon in the contract. A...
Archived
In 7 months I will pay off my car , does a judgment ( s) could take the car away from me once is paid-off ?
Richard's answer
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Answered on September 27, 2013
It is possible but not especially likely. The creditor will need to calculate the fair auction value of the car, the cost of sale and the amount...
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