I am being sued by a creditor. While I was not home my 17 yr old tenant was served with the summons and complaint on my behalf.

You will also receive a copy of the Summons and Complaint in the mail. The creditor will contend that it was valid substituted service. If you...

Unfortunately i am going for bankruptcy after waiting 1 year on my unresolved debt.

The only accounts that are reported are accounts which are reported by the creditors. Not all creditors report all accounts. The creditors must...

Do I have to notify my husband's employer within 60 days after the divorce if I want wage garnishment for child support?

You can apply for an order for a wage assignment at any time. However, if you waived the ritght to ask for a wage assignment, review the court order.

A CPA attorney continues to send me invoices of over $4K, when he only gave me a couple of hours of work. Must I pay him?

Did you sign the engagement letter? Is there an arbitration provision in the engagement letter. Have you received an itemized billing statement. ...

I 'm trying to collect on a judgement. The debtor is unemployed. Can I garnish his wife's wages or go after her accounts?

You will need to go back to court in order to get the wife named as a judgment debtor. And, you will need more than just evidence that they are...

Can a debt collector file a notice of default & proceed with a non-judicial foreclosure on a recorded Notice of Lien Assessment?

This is the time to have an attorney review all of the relevant documents, including the CC&Rs, notice of default, and documents pertaining to the...

Can an HOA board request a Dr's note stating their patient is disabled as defined by federal law, in order to keep a service dog

The Americans with Disabilities Act trumps the CC&Rs. Furthermore, the HIPPA Act provides that medical information (including mental health info)...

Can I be taken to court and a judgement placed against me for a payday loan that was charged off in 2008?

Do not pay a penny. From your description of the threat, it appears to be a total scam. There are many violations of the Fair Debt Collection...

Can a hospital send me to a debt collector if I am paying a portion of the bill monthly, but not the amount they want?

They can send you to a debt collector, even if you are paying per an agreement. The debt collector would be acting as their agent. When a...

Is there information a bank's Fraud Department is required to give me following their investigation and finding against me?

It must be in writing to constitute a "dispute" under the law. You certified letters should go both to the fraud department and to the regular...

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