Questions answered by Richard Scott Lysle

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Who fills out a "Declaration of Mailing" and how?

Richard's answer | Answered on January 11, 2014

It i hard to review a document without seeing the document. However, the person who is mailing the document and signing the Proof of Service...

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May the credit agency report a single negative line twice; one from the originator and one from a collection agency.

Richard's answer | Answered on January 11, 2014

Yes. Both can report it. However, you can notify the CRA, in writing, that you dispute it. If you properly dispute it, the report from the...

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I live in Los Angeles and have a collection agency leaving messages saying that they will pursue fraud charges if i don' contact

Richard's answer | Answered on January 07, 2014

Under the federal Fair Debt Collection Practices Act, if you send a written request that they stop communicating with you, they must stop calling...

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I rc'd a summons for credit card. Trying to settle, they keep saying 4 payments or I'll have a to sign a stipulation. Why 4?

Richard's answer | Answered on January 06, 2014

You will have much better bargaining leverage after you file an Answer to the Complaint. You should consult a lawyer for specific advise regarding...

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I borrowed money to repair the roof on the home I live in. Can the person sue the homeowner to recoup the money?

Richard's answer | Answered on January 05, 2014

Under California Mechanic's Lien Law, the contractor (I assume was licensed) could file a Mechanic's Lien on the house, but only if a Preliminary...

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I filled a claim of exemption and financial statement but the debtors refused my offer.We have a court hearing What should I do

Richard's answer | Answered on January 03, 2014

The debtor is the person who owes the money. Are you saying that there is a judgment in your favor in a count in another county? If you have a...

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Improper venue issue-Debt Collection Suit

Richard's answer | Answered on January 03, 2014

You need to retain an attorney to prepare the motion. If you win the motion you will probably recover your attorney's fees. This may also be a...

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How often are Memorandum of Costs after Judgment enforced?

Richard's answer | Answered on January 03, 2014

Each case is different. As to your first friend, the creditor will include the amount of costs, plus interest, in any writ fo execution or wage...

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Am I right in this matter?

Richard's answer | Answered on January 03, 2014

If you signed a stipulation, and the stipulation was filed with the court, you agreed with whatever was contained in that stipulation. If you...

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Divorce issue, current spouse opened credit cards in my name and added himself as an authorized user. He has made lots of debt.

Richard's answer | Answered on January 02, 2014

Are you separated? Do you live apart from each other and no longer having relations? If so, his debts are his separate property debts. As to the...

Richard Scott Lysle's Answers (4384)

Who fills out a "Declaration of Mailing" and how?

May the credit agency report a single negative line twice; one from the originator and one from a collection agency.

I live in Los Angeles and have a collection agency leaving messages saying that they will pursue fraud charges if i don' contact

I rc'd a summons for credit card. Trying to settle, they keep saying 4 payments or I'll have a to sign a stipulation. Why 4?

I borrowed money to repair the roof on the home I live in. Can the person sue the homeowner to recoup the money?

I filled a claim of exemption and financial statement but the debtors refused my offer.We have a court hearing What should I do

Improper venue issue-Debt Collection Suit

How often are Memorandum of Costs after Judgment enforced?

Am I right in this matter?

Divorce issue, current spouse opened credit cards in my name and added himself as an authorized user. He has made lots of debt.