Archived
Did I "Acknowledge the Debt" if in opposing a Writ of Possession I gave the background of the debt to show it expired?
Richard's answer
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Answered on January 15, 2014
I am not sure what you mean by "opposing a Writ of Possession." Did you file a Claim of Exemption after the Sheriff had started to levy on a bank...
Archived
I owe about 80k on the credit cards, is it possible to file bankruptcy after the judgement against me?
Richard's answer
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Answered on January 14, 2014
Those are your choices. The answer depends upon the details. It would be a good time to consult with a lawyer and have a lawyer review the...
I won a judgement against someone who owes me money. How can I get them to pay?
Richard's answer
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Answered on January 14, 2014
Do the wage garnishment now. You can garnish up to 25% of the wages. The debtor can file a Claim of Exemption. If so, you must promptly file an...
Archived
Collection Agency coming after me for credit card debt they bought in 2007. Can they do this?
Richard's answer
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Answered on January 13, 2014
How do you know that they did not sue and obtain a judgment by claiming that you were served at some former address? If it has been more than 4...
Archived
Can I be arrested for bad credit card debt in the state of California?
Richard's answer
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Answered on January 13, 2014
No, you cannot be arrested. If a debt collector threatens you with arrest, that debt collector has violated the Fair Debt Collection Practices...
Can I apply for relief under the bankruptcy code if I have an ITIN only and not a SSN?
Richard's answer
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Answered on January 12, 2014
Yes. You should consult and/or retain a bankruptcy attorney because the procedure is not as simple as you may think.
Archived
Recently my ex was notified by DCSS that his wages are being garnished for arrears. He hired an attorney to try to negotiate.
Richard's answer
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Answered on January 12, 2014
He can file anything he wants. The issue is whether the judge will agree with him when the case is heard. That is "litigation."
The attorney...
Archived
If someone who has credit card bills or debt passes away, will the law hold the family responsible for the bills?
Richard's answer
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Answered on January 12, 2014
If you co-signed on an account, you are responsible. Otherwise, the creditor must file a claim with the probate estate. If there is no estate to...
Archived
Can I file a civil suit against individual for frivolous suit and also represent a second party who is a Identity theft victim.
Richard's answer
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Answered on January 11, 2014
You cannot file a suit on behalf of the husband unless you are an attorney and have been retained by the husband to represent him.
As far as...
Archived
Do I owe the balance if my impounded car sold for less than the lien fees?
Richard's answer
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Answered on January 11, 2014
You may owe something, but not everything that they are demanding. You are entitled to see all of the documents relating to the lien sale and to...
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