Archived
Why did I suddenly receive a MC-012 on a 10 yr old debt? I've never been served, have never received anything from a court.
Richard's answer
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Answered on June 09, 2016
You need to go to the courthouse and get a copy of the Proof of Service which the plaintiff filed with the court. It contains the date, time and...
Archived
Why did I get a MC-012 form in the mail on a disposed case?
Richard's answer
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Answered on June 08, 2016
You need to review the court file at the courthouse. Some, but not all, documents are available on line. When you look at the Case Summary, is...
Archived
I was pressured into an oral contract with a debt collection agency & the debt is past the statue of limitations. Can I be sued?
Richard's answer
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Answered on June 08, 2016
A civil lawsuit is a lawsuit to get a civil money.judgment. A civil judgment is a decree by the court that you owe money and it allows the...
Archived
What can do?
Richard's answer
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Answered on June 07, 2016
You consult an attorney who represents consumers in collection and in FDCPA cases. Besides payment, you may have other defenses, such as the...
Archived
What happens if you contact or don't contact collection agencies?
Richard's answer
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Answered on June 03, 2016
You should have an attorney, not a "credit repair" layperson, review your specifics. Sometimes a recent "paid collection" on your report is worse...
Archived
What happens after a wage garnishment is lifted?
Richard's answer
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Answered on June 01, 2016
If you filed your Claim of Exemption on time, the Sheriff still has the money. If the court orders the money returned to you, it will be sent back...
Archived
Can husband still have wages garnished again if already paying child support?
Richard's answer
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Answered on June 01, 2016
More details are needed. The cost of "necessities of life" needs to be computed. This is a situation in which your husband should immediately...
Archived
Can a debt collection agency go after a 5 year old for a debt?
Richard's answer
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Answered on June 01, 2016
Why did you give them any information? You should let them collect from the other parent. Why did you tell them that the other parent was not...
Archived
What will happen if I can't pay my car?
Richard's answer
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Answered on June 01, 2016
If you are not on the loan, failure to make the payments will not affect your credit. However, it will seriously damage your mother's credit. If...
Archived
How can I get title release on a car that is totaled?
Richard's answer
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Answered on May 31, 2016
As I understand your situation, you have a hunk of metal parts that used to be a registered motor vehicle. You want to move this pile of parts to...
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