Archived
What legal steps do I need to take when a phone company is trying to collect on an account I already paid?
Richard's answer
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Answered on June 21, 2016
Do you have anything in writing confirming that the collector agreed that if you paid $200, it would settle the account in full? If you can prove...
Archived
Can i file a claim of excemption
Richard's answer
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Answered on June 19, 2016
A COE is not a substitute for filing an Answer to a lawsuit. A COE only protects specific assets after a creditor obtains a judgment and the...
Archived
I got legal papers in the mail from Tulare County Superior Court I believe it's a civil suit. I defaulted on a credit card
Richard's answer
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Answered on June 18, 2016
I cannot read your papers without seeing them. They may have previously obtained a civil judgment against you and are trying to enforce it. A...
Archived
Can i file a financial claim of excemption
Richard's answer
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Answered on June 17, 2016
A Claim of Exemption is filed with the Sheriff after the creditor tries to levy on a specific asset, such as a bank account. Your assets and...
Archived
What should I do about my car being left in tow yard.
Richard's answer
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Answered on June 14, 2016
There will be an auction. You can show up with some cash, and you can buy the vehicle. If no one else bids, you can get the car for one dollar. ...
Archived
Why is my grandmothers 15 year old debt being levyed from her bank account?
Richard's answer
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Answered on June 14, 2016
Your statement of the facts is not complete. If your GM went to court in 2009, there must have been a lawsuit on file. She may have filed a Claim...
Archived
What can I do?
Richard's answer
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Answered on June 12, 2016
If the communication includes a court case number, and the name of the court, before you communicate further with the collector, go to the...
Archived
Should a collection agency show proof to collect debt on a dead spouse?
Richard's answer
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Answered on June 11, 2016
Do not believe anything that a debt collector tells you, especially if it is legal advise. A spouse is not automatically liable for a debt of the...
Archived
Question about debt collection,time limitation?
Richard's answer
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Answered on June 09, 2016
There are 2 separate issues. First, Can they sue you? Yes. Anyone who pays the court filing fee can file a lawsuit. Will they win? Probably...
Archived
What should i do to settle this? If I send in tax returns and my monthly expenses can they use it in court for a levy or other t
Richard's answer
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Answered on June 09, 2016
You are helping them get information so that they can seize your assets without further notice to you.
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