If a judgment is collected upon, in NJ, can the person collecting garnish your social security, my only form of income?
Philip's answer
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Answered on November 27, 2017
Social Security benefits are exempt from any judgment collection.
Therefore, they cannot "garnish" Social Security. What I mean by that is that...
Is there a difference between a dismissal for lack of prosecution and having a default judgment entered (in NJ)?
Philip's answer
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Answered on October 18, 2017
A lawsuit is started by filing a complaint. A complaint requests the court enter a judgment and states the basis for that request.
The court will...
Does a debt collection agency need an original signed credit card agreement to win a judgement?
Philip's answer
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Answered on October 13, 2017
The inquirer mentioned "an original signature card agreement." There is no such thing. When opening an account, a card issuer offers to extend...
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Vacating a judgment
Philip's answer
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Answered on August 17, 2017
The credit reporting agencies (CRAs) keep their scoring algorythms secret. Without knowing it, it is impossible to know the effect.
I should point...
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What are the laws regarding phone calls from a first party collection company?
Philip's answer
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Answered on August 16, 2017
First party collectors generally refer to collection agencies which attempt to collect a bill or account before it is in default. The Fair Debt...
Archived
Vacating a judgment
Philip's answer
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Answered on August 16, 2017
Go to court. If you don't show up, the court might deny your motion and then the collection attorney might deny ever having any agreement with you.
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Judgement granted. How do I enforce?
Philip's answer
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Answered on June 04, 2017
Go to the Self Help Center on the NJ Judiciary website. To get a judgment entered as a lien against any real estate owned by your ex, you will need...
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20 year statue of limitations on judgements
Philip's answer
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Answered on March 20, 2017
The 20-year statute is not new. A NJ judgment can be enforced for 20 years and can be renewed for a second 20-year period, for a total of 40...
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I offered to make payments to pressler and pressler for a medical debt i owe from 20 yrs ago offered $169 today and $50 a month
Philip's answer
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Answered on March 02, 2017
If they are about to garnish, then they must have a judgment. A NJ judgment is valid for 20 years and can be renewed once for a second 20 year...
Archived
What is the statue of Limitation on suit and Garnishment
Philip's answer
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Answered on March 01, 2017
The statute of limitations applies to the time between when the claim arose (in other words, when you defaulted) and when they started the lawsuit....
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