Archived
What can I do about a default judgment from 15 years ago levied my bank account I wasn’t aware of this judgement ?
Philip's answer
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Answered on June 25, 2018
My response is based on the information you provided.
When the levy was made, the bank moved the funds out of the account but did not pay it to...
Archived
What type of lawyer to stop a foreclosure?
Philip's answer
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Answered on June 04, 2018
A Consumer Bankruptcy Lawyer. You can search for one on AVVO or go to the Find an Attorney page on the website of NACBA (National Association of...
Archived
My car was repossessed 4 years ago now a collection agency is trying to get me to pay but I receive as retirement benefits?
Philip's answer
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Answered on May 13, 2018
The statute of limitations is 4 years from the date the car was sold. You should have received a notice of the date it was sold. Unless they...
Archived
Should I pay the $150 civil demand letter? what are the consequences of paying and not paying ?
Philip's answer
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Answered on March 27, 2018
My understanding is that the law firm is NOT a debt collector governed by the Fair Debt Collection Practices Act. Instead, it pursues people...
If being sued by someone can they take your tax return?
Philip's answer
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Answered on February 16, 2018
There is a lot stirring about the Drake College student loans. In this response, Avvo does not permit lawyers to refer you to a particular lawyer....
Archived
Can I be sued, if I no longer can afford my mortgage? What are my options if I want to claim bankruptcy?
Philip's answer
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Answered on February 05, 2018
The information you provided is not enough to give you any meaningful direction or help you make a decision about what to do. I strongly suggest...
Wage Garnishment Notice of Application. But The debt is over 7 years old.
Philip's answer
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Answered on January 28, 2018
Mr. Gambrell is generally correct. I have a few comments, though.
First, not all judgments create a statewide lien. To explain, you need to...
Can a judgment lien be asserted against someone while they are receiving unemployment benefits?
Philip's answer
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Answered on January 18, 2018
Your terminology is a bit mixed. A judgment can be enforced in many different ways. A lien is an interest in property. A judgment can be a lien...
Holdover case and Debt collection letter from Landlord?
Philip's answer
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Answered on January 06, 2018
Unfortunately, there's not enough information to give you a clear answer.
Many landlords refuse to accept rent after commencing an eviction...
How does a debt collector prove that they own the debt they are trying to collect?
Philip's answer
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Answered on November 30, 2017
Your question is ambiguous. A collection agency and a collection law firm do not "own" the debt--instead, the debt is placed with or assigned to...
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