Being sued for $4500 credit card debt, what can they get if now I am only living on Social Security
Philip's answer
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Answered on April 20, 2025
Your Sociaql Security benefits are exempt from being levied upon to enforce any judgment they might get. If you have any non-exempt money deposited...
I was served in small claims court in NJ.
Philip's answer
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Answered on February 28, 2025
I agree with the other commenters but add the following comments:
You said that your were served for a case in the small claims court. You also...
Can I ask to vacate a default judgement based on my proof of service?
Philip's answer
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Answered on February 12, 2025
Based on the information you provided, I am assuming that you were sued in the "Special Civil Part" of the Superior Court. Your post states that...
Can cc debtors take my house if I own it and I am in a nursing home?
Philip's answer
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Answered on February 12, 2025
The quickest answer is "maybe." In New Jersey, to sell someone's home to collect a debt, there must be a lien on the property. For common credit...
Court letter ?
Philip's answer
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Answered on January 22, 2025
I assume the case was brought in Monmouth County. It would be in the Special CIvil Part of the Law Division. If you paid the debt, then the case...
Court ?
Philip's answer
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Answered on January 22, 2025
I certainly understand your frustration but I would caution against you being so cavalier as to presume a good outcome from not goign to court. If...
A collection agency says I took out a payday loan from Sovereign Advance but never took one.
Do I have to pay for this?
Philip's answer
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Answered on January 02, 2025
To comply with the Fair Debt Collection Practices Act, a debt collector who is attempting to collect a consumer debt must send you a written notice...
How to stop wage garnishment started without a court date?
Philip's answer
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Answered on November 21, 2024
There are some facts which are missing.
If they obtained a wage garnishment then they obtained a judgment. After being served with the Complaint,...
Can Sallie Mae take legal action against me even if I am paying the loan im just not making the payment that they want?
Philip's answer
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Answered on August 08, 2024
I suggest you reach out to an attorney with experience in haldning student loans. I recommend Josh Cohen, Esq. (https://thestudentloanlawyer.com/)...
I'm being sued?
Philip's answer
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Answered on July 08, 2024
Yes, you can be sued. No, they can't touch your SSDI benefits if they get a judgment but they can go after other assets you might have. Also, if...
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