Archived
Can I be held accountable for an improperly served and incorrectly completed summons?
Philip's answer
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Answered on January 29, 2017
Go to the NJ courts public access site (link is below). Search using your name and see if you can match it to the...
Archived
How to fill in the objection to levy if non of the options are about me? The founds therein being claimed as exempt as....
Philip's answer
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Answered on January 26, 2017
You are entitled to have the first $1,000 exempted. Just wipe in that you are using the $1,000 exemption.
Archived
What is the difference between your account being in Collections Dept. and Charge Off Dept.?
Philip's answer
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Answered on November 25, 2016
From the bank's perspective, money owed to it is an asset. Banking regulations, do not want banks to overstate they worth. So, when a receivable is...
Archived
Can a debt buyer sue me or put a mark on my credit report if the last time I made a payment was more than six years ago?
Philip's answer
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Answered on November 17, 2016
What you describe sounds very sketchy,
A debt collector must send you WRITTEN notice of your right to dispute the debt within 5 days after the...
Archived
If someone cones me out of 15,00 dollars in 2008 can i file suit in 2016
Philip's answer
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Answered on November 08, 2016
The statute of limitations is most likely 6 years.
Archived
I had a car that was repoed in 2008 and the creditor is still trying to collect. are their statutes of limitation on debt?
Philip's answer
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Answered on October 15, 2016
I agree with Mr. Brewer but add that there are court decisions which hold that a debt collector must inform you that the debt is beyond the statute...
Archived
State of NJ recouped all of retroactive payments from SSI in error. In 2016, They're no longer paying my rent.
Philip's answer
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Answered on September 13, 2016
I suggest you speak to:
(1) the lawyer who handled your SSI appeal, or
(2) Newark-Essex Legal Services.
What percentage can a bondsmen garnish your wages?
Philip's answer
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Answered on September 07, 2016
First, the bondsman cannot directly garnish. Instead, you have to be sued and he had to win a judgment against you. You might have defenses which...
Archived
Was served a complaint in mid May for a New Jersey complaint that was dismissed in 2011. The is a debt collections matter.
Philip's answer
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Answered on June 30, 2016
I am assuming that the case was dismissed for lack of prosecution and that you are the only defendant.
The pertinent Court Roller seems to be...
Archived
Can debt collector lawyer demand/collect more what the court awarded him?
Philip's answer
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Answered on June 29, 2016
The facts you state are a bit confusing.
The Fair Debt Collection Practices Act governs the conduct of a"debt collector"while attempting to...
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