Midland Funding is suing me for an old credit card debt, but still within SOL.

In Arizona you do not need to serve the counterclaim, just mail it to their lawyer. I am on Phoenix and handle Midland Funding cases. I would be...

Filing requirements after the 341 meeting

As you stated, other than the financial management course certificate there are no other filings necessary unless requested by the court or trustee.

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I filed a chapter7 BK in '09. I just received a collection letter from an agency but the bill was included in the BK. Do I reply

I am assuming that you received a discharge in your chapter 7 bankruptcy case. If so then the debt was likely discharged or eliminated. You...

What to do if, repeated attempt to contact our bankruptcy attorney failed and still no response from their office.

Contact the state bar and they will walk you through the process. I would also look into terminating the lawyer and looking for new counsel.

I filed chapter 7 Bk ,and have my 1 st mortgage reaffirmed the second was not reaffirmed but was sold to another lender after it

While the money you owe on your second mortgage was discharged in your Chapter 7 bankruptcy case, the lien that the bank has on your home was not...

Is it permissible to take out a 401K loan after filing Chpt 7 BK but before discharge?

You shouldn't have any trouble with this in Arizona.

The anti deficience law does not apply to raw land in AZ so what are some other options if you cannot continue paying the loan?

I would recommend speaking with an attorney about a chapter 13 bankruptcy. Your home is likely protected by the Arizona homestead exemption, which...

I stopped paying timeshare.

You will likely lose the time share and may have additional financial liabiltiy afterword. A chapter 7 or chapter 13 bankruptcy can permit you to...

Selling properties

I would not recommend your course of action. Any type of repayment of a family member within a year prior to filing is going to come under...

What is my best option for elimination of a judgment of $18,000.00.

I understand your reluctance to file bankruptcy, however, as I often tell my clients, it is difficult to evaluate how much is "enough" to file...