Credit Card Debt

Your son will not go to jail, but his creditors can make life very difficult for him in that he will likely be sued and have his wages and/or bank...

In Arizona they must sue you prior to being able to garnish your wages. For a judgment to be proper, they must serve you with notice of the law...

Can debt collector get property lien on vehicle which is titled to person and parent in an "or" link on title in Az,car paid for

If I understand your questions correctly, you are concerned about a debt collector obtaining a lien on a car for some credit card debt. The credit...

Can a creditor attempt to collect debt after filing Chapter 7?

With few execeptions, your debts are dischared once you receive the Chapter 7 discharge order from the court. One of the exceptions is for HOA...

When in AZ does the 3 year clock begin for credit card debt to be time barred? Last use or payment? First missed payment?

The statute of limitations begins running at the time when you first defaulted on the card. You could interpret this to be the first missed...

How do I avoid bankruptcy, I have two business debts that I personally guarentee. I would like to work out a settlement.

If the banks pursue the deficiency on those notes you may have no other choice but to file bankruptcy. You may be able to wait until they sue you...

Does the trustee have the right to look at the business records (single member LLC) of a non filing spouse.

Yes. If there has been a transfer of assets into the LLC, the trustee may be able to bring suit to recover those assets for the benefit of the...

Chapter 13 Loan Modification questions

From your question it sounds like the trustee signed off on it, but not the court. Further, if you have not signed off on it, you will not be...

Bankruptcy

I would think twice before filing with your husband. He will definitely run into issues with the federal government if he has been using a false...

If I have a judgement against me from a creditor and I am self-employed what will be the next step,

Here in Arizona if the creditor needs to determine what assets you have, they will likely schedule a Debtor's Exam. These are usually held at the...