What kind of questions will the judge ask at the hearing for chapter 7 bankruptcy?

If your hearing is a 341 Meeting, here is information that is helpful. (LINK)

Is it possible to remortgage a home that has gone into foreclosure?

In my experience, the mortgage company will not just cut the debt by 2/3's and let your parents start making payments on a modified mortgage. The...

Can I be arrested for failure to pay back a payday loan even if I filed bankruptcy?

As a practical matter, I have never heard of anyone being arrested for failing to pay a payday loan. I suppose if one took out ten of them with no...

I have an agreement with several chg cards that closed my acct on my asking and lowered the int rate being I was having hardship

It may be possible. However, in my experience, creditors don't accept the "trust me, I'll pay you later" plan. They might sue you and obtain a...

Can I file chapter 13 bankruptcy after loosing a " motion to set aside default judgement" case?

Yes, you can file. The existence of a judgment and collection activities is one of the many reasons people might file bankruptcy. Equity in a...

Will a Bankruptcy get rid of my seat belt ticket in Illinois?

You cannot get rid of a ticket/fine in a Chapter 7. A Chapter 13 would discharge a ticket debt unless it is the result of a "crime" under IL state...

I filed chapter13 and wanted to reaffirm my contact for deed. No one responded. Is the debt reaffirmed

Well, you are mixing a few concepts. Generally, debts are not "reaffirmed" in a Chapter 13. A chapter 13 plan will address the mortgage debt. ...

Would a debt (auto lease) be likely to be reaffirmed by national creditor 6 months after filing bankruptcy , chapter 7?

You would normally enter into a Lease Assumption Agreement. (Leases are either assumed or rejected, not technically reaffirmed). Having said...

They should be exempt. Ask your attorney to confirm. §407. Assignment of benefits (a) In general The right of any person to any future...

We short sold our home 3 years ago. Being sued by second mortgage holder.

In Washington the statute of limitations for suing on a mortgage involved in a short sale is three years. The statute provides, in relevant part,...