Archived
There were some things my attorney forgot to list on my Bankruptcy chapter 7, now they are calling. What can I do?
Robert's answer
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Answered on November 04, 2014
You sign the documents under penalty of perjury alleging this information, including the list of creditors, is correct. Frankly, I don't see it...
Archived
Do I have to wait til I get my chapter 7 bankruptcy discharge to get my license back
Robert's answer
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Answered on November 04, 2014
Typically, you need to provide them proof of filing (including proof that the ticket was listed) AND proof that you now have insurance (SR22).
Archived
Are both spouses liable for debt incurred by one spouse pre marriage?
Robert's answer
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Answered on October 31, 2014
No. The only way the "new" spouse would be liable would be if they were on the contract with you before being married. Having said that, the...
Archived
Creditor redating a old alledged debt past statue of limitations
Robert's answer
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Answered on October 25, 2014
The passing of the statute of limitations does not mean you do not owe the debt. It means that if the creditor sues you that you have a defense to...
Archived
My lender needs court approval to complete the HAMP modification and my BK attorney says "I don't do that." What can I do?
Robert's answer
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Answered on October 25, 2014
If you check your Fee Agreement is it not the sort of service that is included in the normal Chapter 7. If the attorney is willing to be hired...
Archived
Court "late fee" (ticket paid) of $50 sent to collections. Chapter 7 discharged 6 mos later. Do I owe the collections agency?
Robert's answer
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Answered on October 10, 2014
Tickets are not dischargeable in a Chapter 7. You owe the ticket and any statutorily authorized collection fees and costs.
Note: Below is a...
Can SBA loans be discharged in bankruptcy?
Robert's answer
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Answered on October 10, 2014
Generally, yes, a bankruptcy can free you of personal liability on an SBA loan. As noted, if the loan is secured by collateral you want to keep,...
Archived
I am in chapter 13 and getting ready to make my last payment and a creditor didn't make claim on a secured loan that was listed
Robert's answer
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Answered on September 29, 2014
I agree with Mr. Burr. Great advice.
Archived
My Ex filed for a Chap.13 and the money owed to me was going to be discharged upon completion, but now she changed to Chap.7.
Robert's answer
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Answered on September 18, 2014
I have attached an article I wrote that gives you the general lay of the land on what divorce scenario debts/obligations are and are not...
Archived
HOW TO PROTECT AN INHERITANCE TO ONE SPOUSE FROM COMMUNITY PROP DEBT IN BANKRUPTCY
Robert's answer
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Answered on September 11, 2014
Do not have the spouse with the significant separate property file bk with the other spouse. If the "separate property"/inheritance spouse wants...
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