Archived
If you have established your credit after a involuntary repossession occur back in 2005 ... it never showed on your credit
Robert's answer
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Answered on July 29, 2014
No, they have no right to repossess the new vehicle. They would have to get a court order. That means they would have to get a judgment. By...
Archived
Husband was killed. We filed for bankruptcy.Are the creditors entitled to the check? Willthey pay off my creditors and send tome
Robert's answer
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Answered on July 29, 2014
So sorry to hear of your loss. I can tell you that as a general rule it appears that Tennessee exempts 100% of life insurance proceeds. Tenn....
Archived
What kind of attorney can I consult with regarding an emergency motion to set aside judgment? My bank has been garnished
Robert's answer
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Answered on July 22, 2014
It would likely be easiest to get a local attorney. They will know the laws of that jurisdiction. Also, you might seek help from a bankruptcy...
Archived
Someone filed a pretty frivolous lawsuit against me in court. Now they filed for bankruptcy and did not list it as a claim.
Robert's answer
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Answered on July 22, 2014
Seems to me you want the best defense. Judicial estoppel is lining up. I'd talk to qualified counsel to make sure you have the scenario correct. ...
Archived
How do I get my mortgage reported to the credit bureaus after a bankruptcy discharge?
Robert's answer
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Answered on July 15, 2014
Another thing you might try is to send the credit reporting agencies a "100 word statement" that explains the mortgage entry. You can explain...
Archived
Need to file BK7, but have ZERO income, is there a waiver for my situation?
Robert's answer
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Answered on July 15, 2014
It sounds as if you are "judgment proof", i.e., even if a creditor gets a judgment against you, you have nothing to lose to the creditor (aside...
Archived
If I live in Washington state and I owe a medical bill in ky can a levy be place on my bank account
Robert's answer
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Answered on July 14, 2014
You can be sued in WA for a debt incurred elsewhere. You can't just "hide" here. If they sue you and get a judgment here, then they can garnish...
Archived
How can I surrender a vehicle whose balance was charged off in my bankruptcy?
Robert's answer
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Answered on July 14, 2014
Send the creditor a letter to confirm that they have elected to not exercise their right to repossess. Once you give them note and they don't...
Archived
Is there anyone willing to act as a consultant to young attorneys to teach them how to defend consumers against creditors?
Robert's answer
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Answered on July 14, 2014
You might join NACBA.org or NCLC.org.
Archived
If I file bankruptcy in Washington State, what happens to the bench warrant and court ordered judgment from a debt collector?
Robert's answer
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Answered on July 14, 2014
I am going to presume that the bench warrant is for your failure to show for a court ordered debtor's exam (supplemental proceedings). Once you...
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