Archived
Is it wise to try to raise funds for a significant career opportunity just before and/or during filing for Chapter 7 Bankruptcy?
Robert's answer
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Answered on February 09, 2013
You would only lose non-exempt assets to a trustee in bankruptcy. So, what really matters is what are all of your assets worth and are they...
Archived
ASSET ACCEPTANCE CALL ME ABOUT A DEPT I OWE IN THE 1990 -1995.THEY WANTED TO KNOW WHAT I'M GOING TO DO ABOUT IT
Robert's answer
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Answered on February 09, 2013
I'd tell them you are going to sue them under the Fair Debt Collection Practices Act if they call again.
Archived
Does the 10 years a bankruptcy stays on your credit report start the day you file or the day your case is discharged?
Robert's answer
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Answered on February 09, 2013
Section 605(a)(1) of the Fair Credit Reporting Act permits a consumer reporting agency to report the bankruptcy for 10 years from the "order of...
Archived
Can I file my own chapter 7 paper work or do I need to hire a lawyer ?
Robert's answer
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Answered on February 09, 2013
You do not need to hire an attorney to file for bankruptcy relief. Similarly, you do no need to hire a dentist to take out a tooth or a mechanic...
Archived
How do you claim bankruptcy with a house included and still have a forclosure?
Robert's answer
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Answered on February 08, 2013
This is likely what happened. Maybe you thought that when you filed Chapter 7 that the Chapter 7 trustee would take the home and sell it. From...
Archived
Do i have to send copy of my 2012 tax form to bk trustee?
Robert's answer
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Answered on February 08, 2013
Our local rules provide that a debtor must send a copy of the last filed tax return to the trustee for review. You would have to check your local...
Archived
Can we loose our home if the mortgage company does not file a reaff agreement?
Robert's answer
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Answered on February 05, 2013
The Bankruptcy Code does not require you to reaffirm a debt secured by real property. In fact, reaffirming might be a bad idea if you live in a...
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