Archived
After paying a flat rate basic bankruptcy fee which included filing, can I be charged for services after the fact?
Robert's answer
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Answered on March 17, 2014
The Fee Agreement will control what services are included in the basic fee. It is not uncommon for services that do not occur in most cases to be...
Can I file bankruptcy on a USDA home subsidy?
Robert's answer
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Answered on March 17, 2014
The list of debts that are not discharged in a Chapter 7 can be found at 11 USC 523. USDA home subsidy loans are not on the list and are...
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Archived
Is there a "standard" attorney fee for converting Chpt 13 to Chpt 7? I have not incurred any additional debt.
Robert's answer
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Answered on March 17, 2014
I agree with the previous answer. It is often far easier to continue with your current attorney. There is usually an attorney fee to to the extra...
Archived
Hi,
I need to know where to receive documents on the final outcome of the house that i lost due to bankruptcy and foreclosure
Robert's answer
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Answered on March 14, 2014
Well, technically, you did not lose the house in bankruptcy if the bankruptcy was followed by a foreclosure. It was the foreclosure that took the...
Do judgments get dismissed in CH 7 bankruptcy?
Robert's answer
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Answered on March 10, 2014
Well, the personal obligation on the debt was most likely discharged (it would have been unless a judgment of nondischargeability had been...
Archived
A judgment was filed in Catawba Co. in Feb of 2008 but no renewal judgment has been filed since. SOL is 5 years in NC.
Robert's answer
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Answered on March 10, 2014
Generally, a "statute of limitations" means you must be sued before the period of the statute expires/passes. In this case, a judgment exists. ...
Archived
Is it possible to switch from diffrent bankruptcy
Robert's answer
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Answered on March 05, 2014
Yes. However. ultimately, you have to qualify for 13 to stay in 13.
Archived
Received a 1099-c From Capital One for an individual account in my ex wife's name. The debt was included in her Chap 7.
Robert's answer
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Answered on March 05, 2014
If you did not owe the debt, they cannot forgive payment of your (non) obligation to pay. Talk to a CPA. There is a responsive form you can file...
Archived
Bank has a lien on my family home from a commercial business loan my wife and I signed for, we filed chapter 7, is lien valid ?
Robert's answer
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Answered on March 05, 2014
Ms. Larkin's answer is right on. The only other thing I might add is that you very well still might be able to consummate a short sale on the...
Archived
I need to know if there is a statue f limitation set on a garnishment. This case was from 2005.
Robert's answer
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Answered on March 05, 2014
A few more facts are potentially relevant to answer you question. 2009 to 2014 is is just shy of or just more than 5 years. It appears that 5...
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