Generally, you can spend money on things your really need. If you buy a $4K leather couch/sofa, that might create an issue. But, replacing old...

If we declare bankruptcy (chapter 7)does that take away any civil judgments against us?

Yes, filing Chapter 7 would discharge all usual credit card debt. While SSD income is exempt from the claims of creditors, many people in your...

Chapter 13 bankruptcy qualifications

You have to have money left over after expenses to pay to creditors in a 13. That does not appear to be ytour case. Second, you may well exceed...

I filed a bankruptcy in December and I need to reopen the case it was closed when I failed to pay the court fees can it be open

Yes, you should be able to reopen, file a motion to vacate the order of dismissal. pay the filing fee and obtain a discharge. Procedures may vary....

Hi...in 2011 i agreed to pay ex wife 10k...i paid 6800...house is short sale, im bankrupt and been out work 9 months

Can you restate your question, please? Thanks. But, you can file a Chapter 7 once every eight years. You can file a 13 (to obtain a discharge)...

It all depends on the rules everyone has agreed to follow. I would look at your "Covenants" document to check and see if there are rules on this. ...

Can some one force me to file bankruptcy?

No one can truly force you to file a voluntary case. Several of your creditor can, however, get together and file an involuntary bankruptcy for...

Chapter 7 Bankruptcy.

There is no reason for the servicer to file a claim in most cases. First, they would have to told to do so because the trustee anticipated...

Am I liable for my spouses student loan balance that she acquired will we were married?

I suspect you have no personal liability to the creditor for her student loan. You would have had to cosign or been an applicant on that loan. ...

Can Midland Funding collect on a debt that already been paid off?

You indicate that they already have a judgment against you. That's a problem. With that, they can garnish. You would have to have grounds to...