If most of my debt comes from private student loans should I still file bankrupt?

Federal student loan are non dischargeable (unless there would be "undue hardship"). However, you might be able to manage them through the "Income...

Should we pay our credit cards off or keep a small balance?

The link below might be of some general assistance on how Fair Isaac (FICO) calculates a credit score.

Can the Federal Government ignore a Chapter 7 bankruptcy petition?

Sounds odd to me. The "automatic stay" can be found in 11 USC Section 362 (link below). I do not see any exception to the general requirement...

My Chapter 7 Bankruptcy was discharged but I did not list two creditors. What do I do?

In our jurisdiction and many (if not all), the rule is that if your case did not result in a distribution to creditors, then unlisted creditors are...

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How can i prevent CC Creditors from gaining access to my DBA Acct-which has also my name I has my clients Money.

Ask your bank or another if there is a way you can set up something akin to a trust account. Attorneys and other professional shave them. ...

My Chapter 7 Bankruptcy was discharged 3 yrs ago. My lender is asking me to fill out a MHAP Hardship Affidavit. Should I?

The debt was discharged in the bk. If you want to convey title to them, that is a different issue and might very well require a hardship...

If I file bankruptcy , will I be allowed to keep my house (financed) and my car and motorcycle that are under payments ?

Generally, you can keep the financed items as long as they are reasonable. If you really have $600 each month available to credit card companies,...

My ex wife& I had a joint checking acct and line of credit while married, I was granted both in divorce & I am filing chapter 7.

If she does have personal liability for the account, then your filing will not help her. Further, if you were required to pay the debt, a Chapter...

Can a collection agency file a complaint for deceptive practices on a collection they have bought from a vendor in Il

More facts are required. As a general rule, I'd say they are lying to you to get you to pay. That is a violation of the FDCPA - and a pretty...

Can a trust that is not guaranteed be affected by a bankruptcy?

On the day you file bk you list all of your assets including rights to receive dividends and royalties under trusts, etc etc. You may need to get...