I have filed bankruptcy house was not supposed to be included but was. I still live in the house.

What do you mean by "included" in the bankruptcy? ALL debts must be listed when you file. If you do not want a discharge of the debt then your...

Your rental agreement says, no doubt, that rent is due and paid when it is RECEIVED and not when you think about paying the rent enough to get a...

I am hoping to file chapter 7 pro se. I have abslutely no money to pay a lawyer or i would.

First, you might check to see if there is a local legal aid office that might help you for free. We have one here; you may have one there. The PI...

Should i reopen a ch 7 to avoid a lien ? i don't have any real property. in the future the lien will preclude mortgage approval?

There is no need to reopen the bk. A lien cannot attach on future real property because there is no debt - it was discharged. If you had a...

I just found out that my 2nd mortgage was included in the Chap13 and not reaffirmed. Am I still responsible for payment?

You have no personal liability on the promissory note. Their lien (via the deed of trust), however, remains against the home. This means they...

Selected as the best answer

Being unable to pay a credit card judgement lien should i file for bankruptcy. it is the only outstanding debt i have besides my

Is the judgment also against your wife? That matters. If she is not a named defendant, then your filing would be for you and the community estate...

I will be finishing a chapter 13 repayment plan this October. Will I still owe on my house or will it be cleared when done.

Many 13 Trustees have attorneys that are often willing to do a quick case review free of charge (I do that for our 13 trustee). So, you should...

I was served judgment in 2006

You will dispute the entry on your credit report. In theory, they will fix it. I have attached a link to the FTC website that explains the...

I filed bankruptcy in 1999 and it is still on my records how do i get if is I refinance my home?

The max a Chapter 7 and 13 can be listed on a creditor report is 10 years (although 13's are normally listed only 7 years). This information is...

If you do nothing they will get a default judgment against you. The judgment allows them to try to garnish wages and bank accounts. They might...