Archived
If i file bankruptcy can I keep my car but get rid of the insurance the bank put on when I was laid off?
Kenneth's answer
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Answered on December 03, 2014
Generally, if you file bankruptcy, get current on the car payments and reaffirm the debt you would be able to keep the car. Assuming there is not...
Archived
Can a collection agency switch who is billed on a medical bill due to age of patient?
Kenneth's answer
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Answered on December 02, 2014
Typically, accounts are now sold to the collection agency, not assigned. So, the Dr.'s office probably sold it's rights to collect the account,...
Archived
Filed a chapter 13 mortgage is 3000 plus 5200 extra for arrears equal 7200 a month, but I was told by another person who filed
Kenneth's answer
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Answered on December 02, 2014
It is difficult to say what happened, or even whats possible, in another person's Chapter 11. Typically, you can take up to 60 months to cure the...
Archived
Can I sell a piece of jewlery within 6 months of filing chapter 7?
Kenneth's answer
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Answered on December 01, 2014
Income, from almost any source, will count towards the means test. Social Security is specifically excluded. But just about anything else is up...
Chapter 7 means test question re: household size. I have 3 kids. 50% shared custody. Can I still be a household of 4 on Means?
Kenneth's answer
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Answered on November 30, 2014
If your "household size" is an issue as to whether there is a presumption of abuse on the means test I recommend you consult with a local attorney....
Archived
I have a debt i need to settle. How do I get a settlement letter written and agreed to?
Kenneth's answer
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Answered on November 30, 2014
Certainly you can get a lawyer to assist you. What you have to do is figure out whether the amount of debt involved and the potential benefit...
Archived
I have a judgment against a contractor and am seeking an expert in debt collections.
Kenneth's answer
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Answered on November 30, 2014
You have a judgment, that is a good start. However, frequently, that is the easy part. The contractor quit claimed his home to someone else. If...
Archived
I still need my savings account for my eBay business, but I'm delinquent on my credit card bill. Will they seize my savings?
Kenneth's answer
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Answered on November 30, 2014
The Credit Union has the right of "Setoff". If you owe it money (e.g., charge accounts) and it owes you money (e.g., the money you deposited in...
Archived
House is in foreclosure
Kenneth's answer
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Answered on November 30, 2014
Your probably got served with the "three day notice to pay rent or vacate" because you did not pay your rent. However, if they are terminating...
Archived
I gave money to friend to buy a property. But I dont have proof to show. How to collect from him.
Kenneth's answer
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Answered on November 17, 2014
Unfortunately with the amount of time that has passed and the lack of any proof that a loan was given it is unlikely that you would ever collect...
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