What percent of wages can a collection agency garnish from a family of 5

A creditor can garnish 25% of the net income (after taxes) of a debtor. I do not believe the size of the debtor's family is an issue. However,...

I need to get an experience lawyer in the area of bankruptcy. Please contact me at [email protected] Angel Leon

It is unlikely that you will be able to discharge you student loans in bankruptcy. Have you explored the option of an income contingent repayment...

Wells Fargo postponed the foreclosure sale of my house - again. Now it is because they have transfered services - can I sue?

As we always say "You can sue anyone for anything, but that doesn't mean you will win." i am not sure bringing a lawsuit against Wells Fargo is...

What strategy/exemption is best to protect a lump-sum pension payout to a disabled person from seizure in Chapter 7 Bankruptcy?

You are right to be concerned. $28,000 in a self-settled trust would be an attractive target for a trustee. I think exemption planning is a...

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There were some things my attorney forgot to list on my Bankruptcy chapter 7, now they are calling. What can I do?

You should be able to stop the harassing phone calls even though the creditors were not listed. When they contact you provide them with the...

What are my options when the 2nd mortgage lien holder is trying to collect 4 years after a foreclosure?

You have lots of options. Meet with an attorney and develop a strategy/plan. Bankruptcy may be an option. This debt is probably dischargeable...

You need to meet with an attorney immediately who is familiar with the foreclosure statute and recent cases regarding foreclosures. Historically,...

Didn't file tax for last 3 years. IRS called,left message that I must call them back by close of business today? Should I?

Be careful there is currently a scam going on of fake IRS calls asserting liability and demanding an immediate payment. Typically, the IRS does...

I just wenthru a divorce and losing my job from a business my husband and I had together. I'm so in debt, should I file bankrupt

The Washington State homestead exemption is $125,000.00. If you are occupying the property as your residence it homestead exemption is automatic....

My lender needs court approval to complete the HAMP modification and my BK attorney says "I don't do that." What can I do?

I think this is an interesting issue. I do a lot of consumer bankruptcy work and have never had to file a motion to get a loan modification...