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Can my HAMP mortgage loan modification agreement be enforced where a "servicing" company took over and repudiated my agreement?
Kenneth's answer
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Answered on January 12, 2015
If you had a valid loan modification, the terms cannot be changed simply because the servicer has changed. However, it appears that you were still...
Archived
I have a bill on collection and the amount just shot up.. What do I do? What can I do?
Kenneth's answer
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Answered on January 08, 2015
You have posted this inquiry under "bankruptcy" You could almost certainly discharge this liability in bankruptcy (assuming you weren't under the...
Archived
Deed in Lieu option!
Kenneth's answer
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Answered on January 08, 2015
Your situation is not unusual. You are in a predicament that a lot of condo owners face ... can't sell them for what is owed and can't get the...
Archived
If one has attorney's fees assessed in a final divorce decree, will filing for bankruptcy eliminate that debt?
Kenneth's answer
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Answered on December 13, 2014
I agree with what the other attorneys have said. I would add that the attorney fees would be dischargeable in Chapter 13 unless they are in the...
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Prestiage Financial is charging me 10.00 for late fees which is fine. But, they also said I have to pay a per diem of 7.79 a day
Kenneth's answer
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Answered on December 13, 2014
You have not provided very much information. However, if you owe Prestiage Financial on a contract, or they have a judgment, and there is interest...
Archived
I would like to file bankruptcy to get my license reinstated. can i file a ch. 7 then a ch 13?
Kenneth's answer
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Answered on December 13, 2014
You are able to file Chapter 13 after receiving a Chapter 7 discharge. You will not be entitled to receive a discharge in the Chapter 13 unless...
Archived
Do i have to wait the full 3 year term after bankruptcy? (auto accident no insurance)
Kenneth's answer
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Answered on December 12, 2014
Under the financial responsibility statute here in Washington your drivers license can be suspended if you do not have insurance to cover the...
Considering having my Chapter 13 case voluntarily dismissed in hopes of reaching a direct payment agreement with my HOA
Kenneth's answer
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Answered on December 11, 2014
You have obviously lost confidence in your current attorney. I do not recommend anyone proceed in Chapter 13 without an attorney. Therefore, I...
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Does filing both bankruptcy and going through foreclosure hurt your credit score twice?
Kenneth's answer
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Answered on December 08, 2014
Typically foreclosure will put you out of the market for a home loan at prevailing rates for 5 years. A bankruptcy will only put you out of the...
Archived
Can Ford legally repo my car that I have the title to (in my name) that they SENT to me after bankruptcy discharge?
Kenneth's answer
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Answered on December 04, 2014
I like this question. The responses you get here, on line, that the whole world can read, may be different than the response you get when you sit...
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